How to modify the statement date of Bank of China credit card

You can call the Bank of China credit card customer service hotline to modify the statement date through manual service (official cards, corporate cards, etc. cannot modify the statement date), every It can only be modified once in a natural year. Once successful, the billing dates of all personal cards under your name will be modified at the same time.

The above content is for your reference, please refer to actual business regulations.

Can the credit card bill date be changed?

Take China Merchants Bank credit card as an example. The bill date can be modified as follows:

1. The optional bill dates of China Merchants Bank are as follows: They are: 03, 05, 06, 07, 09, 10, 12, 15, 17, 18, 20, 22, 25. The corresponding final repayment dates are: 21, 23, 24, 25, 27, 28, 01, 03, 05, 06, 08, 10, 13;

2. If you need to modify the credit card statement date, you can call China Merchants Bank’s credit card service hotline 8008205555 (free, limited to landline calls) or 4008205555 (local calls charged) - 1-4-9 transfer manual service will handle it for you.

Warm reminder:

1. After the billing date is successfully modified, it will take effect from the next issue and cannot be modified again within half a year;

2. If in the personal account Use one bill and statement date for multiple cards;

3. Business credit card holders cannot modify the billing cycle.

The billing date means that the card-issuing bank will regularly summarize and settle the various transactions and fees that occurred in your credit card account every month, calculate the interest, and calculate the total amount you owe and the minimum payment for the current period. amount and send you a statement. This date is your credit card statement date.

According to Article 7 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": A credit card refers to a credit card that records cardholder account information, has bank credit lines and overdraft functions, and provides cardholders with relevant banking services. All types of media.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the specified credit limit.

What are the precautions for modifying the statement date of Bank of China credit card?

Notes on the modification of the Bank of China credit card statement date:

1. You can only apply for modification of the credit card statement date once in a calendar year, and multiple modifications are not supported.

2. Before modifying the credit card bill date, you need to pay off the current total outstanding balance of all cards under your name (excluding unrecorded installments), or within 2 working days after the new bill date and before the old bill date. Call the Bank of China Credit Card Customer Service Center at 4006695566 to apply for modification before it can be accepted.

3. After the credit card billing date is modified, the billing dates of all personal credit cards (excluding corporate cards and business cards) and supplementary cards under your name will be adjusted together.

The above content is for your reference, please refer to actual business regulations.

How to modify the Bank of Communications credit card statement date

Bank of Communications credit card statement date modification process:

Operating environment:

Brand model: iPhone13

System version: iOS15.3.1

App version: v5.4.2

1. Open the "Pay Now" App.

2. Click "Credit Card" below.

3. Click the customer service icon in the upper right corner.

4. Click "Online Customer Service" below.

5. Enter "How to modify the billing date" and click "Send".

6. The system will automatically reply to the entry to modify the billing date, click "Optional Billing Day".

7. Click on the required bill date.

8. Click "OK".

Bank of Communications (English name Bank of Communications, abbreviated as BCM, Chinese name as abbreviated as Bank of Communications) was founded in 1908. It is one of the six largest banks in China and one of the oldest banks in China. It is also the oldest bank in modern China. One of the banknote-issuing banks. On April 1, 1987, the reorganized Bank of Communications officially opened for business and became China's first national state-owned joint-stock commercial bank, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and successfully listed on the Shanghai Stock Exchange in May 2007.

Bank of Communications is one of China's major financial service providers. The group's business scope covers commercial banking, securities, trust, financial leasing, fund management, insurance, offshore financial services, etc. Bank of Communications has 235 domestic branches, including 30 provincial branches, 7 directly affiliated branches, and 199 provincial branches. It has branches in 239 prefecture-level and above cities and 158 counties or county-level cities*** nationwide. 3,270 business outlets; it has 7 non-bank subsidiaries, including wholly-owned subsidiaries BoCom Leasing, BoCom Insurance, and BoCom Investment, and holding subsidiaries BoCom Fund, BoCom Guosen, BoCom Life, and BoCom International . In addition, Bank of Communications is also the largest shareholder of Changshu Rural Commercial Bank and the joint largest shareholder of the bank. It has strategically invested in Hainan Bank and controls 4 rural banks.

In July 2019, the 2019 Fortune Global 500 was released: ranking 150th. Ranked 18th on the list of the top 100 Chinese enterprises along the Belt and Road Initiative. In December 2019, it was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. In March 2020, it was selected into the top 500 most valuable global brands.

That’s it for the introduction on how to change the credit card statement date.