I wonder if the subject refers to the bank card? Or a calling card that can be used locally?

1, one debit card (any bank is ok, 5 are recommended).

When traveling abroad, in addition to bringing enough cash (some countries have restrictions on the entry of cash, and too little cash will be repatriated), it is also recommended to bring a debit card to withdraw cash in unexpected circumstances (such as running out of cash). At present, the five major state-owned banks basically have branches overseas, and they can directly exchange foreign exchange with debit cards and get local currency.

Other smaller banks are not impossible, but sometimes they will incur extra expenses, which is not as convenient as the five major banks.

2. Credit card

First of all, UnionPay can also be used. The English name is unipay. When a clerk sees a domestic guest issuing a dual-currency card, he will ask whether to use UnionPay or visa/master. UnionPay is better, and the exchange rate can be saved.

VISA or MSATERCARD will do. Cards with these two comparisons are basically universal at present. At present, domestic banks can apply, just select "dual-currency credit card" in the application form. The acquisition method is very convenient. Credit cards can be prepaid abroad, which solves the problem of not wanting to carry too much cash.

There is also a card marked "AMERICANEXPRESS", which is the famous American Express, famous for its black card-Centurion Card. However, in China, co-branded cards are all in cooperation with big banks, so it is a bit difficult to apply. Ordinary friends don't need this card.

3. Alipay/WeChat

In fact, many countries can use Alipay and WeChat now. When paying, just ask the service staff whether they can use Alipay or WeChat. Many foreign stores will post Alipay and WeChat LOGO outside the store, so that when paying, they will understand directly by taking out the mobile phone clerk. Very convenient! After all, China bought out the whole world. Ha ha.

Hello, my friend, I am the sea. I'm glad to answer your question, "What card is convenient if I want to travel abroad?" "

I often travel abroad. I think I have to prepare some cash first, and then the bank card. Because there are fewer places to swipe your card in some remote and backward countries, it takes time for you to find a place to swipe your card everywhere. So prepare some cash for a rainy day.

If you go to an economically developed country, shopping malls and shops can generally swipe their cards. Just bring UnionPay card, visa card and MasterCard. And now many countries can withdraw cash as long as they have UnionPay ATMs, which is very convenient, but there is a handling fee. Nowadays, with the continuous development and progress of science and technology network, some countries can still use Alipay.

It's better to know the payment method of the country you want to go to online before you travel, which is better, safer and more reassuring. Generally, you can travel around the world with two cards, MasterCard and visa, because these two cards have a wide coverage in the world.

I hope the above experience is useful to you, thank you.

In Asian countries, you can use a credit card or debit card with the UnionPay logo. Outside Asia, especially in Europe and America, you must have a credit card or debit card with the VISA logo (but not many debit cards have this logo).

In many countries, credit card spending must be my own credit card (for example, a wife can't use her husband's credit card to spend money without his presence).

In addition, in European and American countries, you can swipe your card directly without a password (even if your password visa is complicated), just need the cardholder's signature to confirm.

ICBC's multi-currency credit card supports 10 foreign currency, which is very powerful.

China Bank's global credit card is also good, free of currency conversion fees.

I think other dual-currency cards are much weaker than these two, and I have used them.

For debit cards, choose the global free atm withdrawal method. Ping An Debit Card is no longer free. Huaxia debit card depends on where you do it, and Huaxia in many cities is not free.

By the way, you can't imagine the power of Alipay and WeChat, and you can basically use them at will in most countries! [Yi tooth] [Yi tooth] [Yi tooth] [Yi tooth]

First of all, I think cash is necessary, because credit cards can't be swiped in some places. Here, regardless of developed or underdeveloped places, for example, small shops in some countries and regions can't swipe their cards, and even many restaurants in Hong Kong can't swipe their cards, so cash must be prepared. Secondly, there is the bank card. If it is a bank card, visa card and master card are commonly used abroad, so these two cards can basically travel all over the world.

In addition, there are actually many kinds of payment methods. If you go out for a trip, it should be safest to prepare all kinds of methods. For example, mobile payment functions such as WeChat and Alipay can be used in many countries and regions. In addition, UnionPay cards have signed agreements in many countries and regions. As long as ATMs have UnionPay cards, they can withdraw cash. However, there is a problem of handling fees or machine use fees. The exchange rates between banks may be different, as long as you know clearly in advance. Including in many shopping malls, in addition to visa and master credit cards, you can also use UnionPay to swipe your savings card. Therefore, it is safest to know the payment method of the destination in advance before going out, which can save a lot of unnecessary troubles and make yourself happy to play and buy.

First of all, I'm happy to answer your question. I am a wealthy traveler.

I don't know if you want to consult a bank card or a mobile phone card, so I'll briefly talk about two points that I think are more convenient.

Mobile phone SIM card

At present, the three major mobile phone operators in China can handle global roaming services, but I feel that the price is slightly higher and it is not suitable for long-term use of the network abroad. Generally speaking, I will buy a foreign local calling card in a treasure in China before I leave. I remember buying a Malaysian phone card before. I can use 10 days and 100 minutes for more than 30 yuan. There are many overseas calling cards for overseas travel online, but it must be remembered that you must go abroad to get a card, and you can't use it at home.

What kind of credit card do you need to travel to Europe?

You can choose one of ICBC Global Travel Card, China Construction Bank Global Payment Card and China Merchants Visa Full Currency Card. Repayment is very convenient.

ICBC Global Travel Card: Don't worry about consumption currency. You can pay directly in 65,438+00 foreign currencies, including US dollars, euros, Hong Kong dollars, British pounds, Japanese yen, Singapore dollars, Canadian dollars, Australian dollars, Swiss francs and New Zealand dollars, without currency conversion. UnionPay and MasterCard are adopted, both of which are available in China, and Alipay can repay the loan.

CCB Global Payment Card: All foreign currency transactions, such as credit card swiping, online shopping, withdrawal, etc., are automatically purchased, and RMB is credited to the account, so it is only necessary to repay in RMB according to the bill, which saves a lot of trouble. And there is no currency exchange fee and no time limit; Use UnionPay and VISA (MasterCard) dual channels, which are available in China and can be repaid by Alipay; Credit card 10 times free of annual fee.

China Merchants visa Full Currency Card: The card has the Visa logo on its face, and you can enjoy the privilege of automatic RMB exchange when spending or withdrawing cash in countries around the world. At the same time, you can repay in RMB directly when you return to China, and the exchange fee is free. Cardholders only need to choose the local currency at the time of transaction to enjoy the discount.

Extended data:

After spending in Europe, tax refund is a relatively "troublesome" thing. Some tax refund companies support Alipay tax refund, while others do not. Tax refund through AliPay is relatively convenient. After the customs stamp, fill in the Alipay mobile phone number and put it into the corresponding mailbox.

Generally, cooperative tax refund companies will charge a certain handling fee, and the exchange rate is also calculated according to cooperative tax refund companies, which is usually not cost-effective. In addition, it should be noted that Alipay has a certain probability of losing the bill, and its security is relatively poor.

The way of cash tax refund is relatively more secure, the account is received quickly, and there is no case of losing the bill. Cash tax refund is a euro refund, which can be directly consumed at the airport duty-free shop. However, a certain handling fee will be charged for the cash refund. Some tax refund companies support cash tax refund in designated cities (such as Beijing and Shanghai) after returning to China. Please note that the tax refund form must be stamped with a clear customs seal before it can be refunded in China, and there are fees.