This belongs to the star rating of ICBC's internal customers, which is roughly as follows: "customers below Samsung" are general customers; Four-star customers are potential customers; Five or six-star customers are wealth management (wealth) customers; Grade 7 and above are private banking customers. \x0d\ Of course, the higher your star rating, the higher your income. Although there are not many discounts for four-star counters, there are already discounts for e-banking. Five-star counters can apply for financial gold cards and enjoy more benefits from counters and e-banking. Account managers can track financial management, and they can apply for more than seven platinum cards, with one-on-one financial management. \x0d\ High-star stars can not only get various discounts, but also easily apply for credit cards or loans with a large amount. To put it bluntly, this star rating is also a credit rating. People who often use ICBC credit cards to spend money or borrow money (repay on time) may have more than five stars even if they don't have much deposits in ICBC, depending on your contribution to the bank. \x0d\x0d\ Preferential rates \ x0d \ Six-star customers are exempt from handling fees for deposit and withdrawal business in different places, and other businesses such as overseas remittance or inter-bank remittance are charged at 30% discount. \ x0d \ Five-star customers are exempt from handling fees for deposits in different places, and 50% for withdrawals and remittances. \ x0d \ Loss reporting and card replacement services are free.