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Have bank staff had any success in applying for credit cards?

50 yuan commission after activation of credit card, each bank is slightly different. It is included in the quarterly assessment/year-end assessment, and generally each person has more than 30 tasks per year.

Banks also need to make profits, and bank employees also have performance appraisals, and allowing people to apply for credit cards is one of the evaluation criteria for bank employees. If performance targets are not met, wages will be deducted.

This is when you go to the bank to handle business, there will be staff who will suggest you to apply for a credit card, and there will even be activities such as giving gifts for applying for a card, waiving annual fees in the first year, etc. The purpose is to get you to apply for a card. Complete performance review.

If you have strong control ability and can repay the loan on time, it doesn’t matter if you apply for a credit card. If you use it reasonably, it is possible to make money from money. However, if your control ability is weak, it is still not recommended to apply for a credit card, so as not to be tempted and lose wealth invisibly.