I want to go to the bank to apply for a credit card, but I haven’t been able to do so. Now I need money urgently, what should I do?

You can directly choose a loan. My friends and I all use Neng Card, and it is easy to apply. As long as you have good credit, it will arrive in 30 minutes at the fastest. I applied for 7 bank credit cards in three months under the smart audit, and all of them were If you haven’t applied, you can still apply

You have applied for seven credit cards, but none of them have been approved. In other words, each one has not been approved.

From this point of view, there must be something wrong. I suggest you call these banks and ask to see what the problem is.

For example, you have failed to repay a loan on time in the past two years; you have had a credit card and have a bad record of not repaying the minimum payment on time; the information you provided is too little and cannot prove that you economic ability. And so on.

If it is the first two, it is a bit troublesome and you need to wait for another two years, because they affect your personal credit, also called the credit record of the People's Bank of China Personal Credit Reference Center.

If it’s the latter, it’s easy. You only need to ask them how to submit other information. These materials are generally: income certificate with the company’s official seal, and a semi-annual statement of salary card (you can go to the bank Free printing at the counter), property in your name, vehicle ownership certificate, etc. How can I cancel my account if I have just applied for an Agricultural Bank of China credit card and haven’t received it?

Hello, please call the Agricultural Bank of China Credit Card Center after you get the card to cancel your account. Hope this helps! Thanks! Can I apply again if I have applied for a credit card seven times a month but failed?

For China Merchants Bank credit card, the credit card application review is comprehensively assessed by the system. During this period, we refer to many factors, such as age, job stability, and income. Circumstances, personal credit and other aspects of the situation are not determined by unilateral factors. Maybe your original application materials did not fully reflect your true situation, which resulted in the application being failed. If your job or financial information changes in the future, you can resubmit the application information after 3 months. If you apply for a credit card but don’t get it, the bank’s record will be on your credit report. How can you log out of these banks and check the file if you don’t get your card?

When you apply for a credit card, there will be a “Credit Card Inquiry” record on your credit report. In fact, it won’t have any impact on your credit score, so don’t worry. But you'd better not have too many credit inquiry records. Many lending institutions now have strict requirements on the number of credit inquiries. If your credit inquiry exceeds the agency's regulations, the loan will be directly rejected!

If the real estate certificate is not available and I want to go to the bank to apply for a credit card, how can I provide the property owner?

Counter application process:

1. Go to the bank branch where the credit card is processed, or find The staff of the local bank's credit card center will fill out the credit card application form. The content of the application form generally includes the applicant's name, basic information, financial status or source of income, guarantor and his basic information, etc.;

2. Submit certain photocopies and certificates of documents to the card issuing bank ;

3. After filling in the application form truthfully, you must submit the relevant credit certificate together with the completed application form;

4. The application form is accompanied by a credit card. Contract, the applicant authorizes the card issuer or relevant departments to investigate its relevant information, and submits a declaration of the authenticity of the information, the card issuer's privacy policy, etc., and must have his or her signature;

5. Credit card application process Basically completed, waiting for the credit card to be issued.

I applied for one at Everbright Bank, but why haven’t I received the credit card yet?

Generally, it takes about a month to apply for a credit card.

Credit card application conditions:

1. Aged 18 and not more than 65 years old;

2. A second-generation ID card is required;

3. Proof of employment and income certificate stamped with the financial seal of the unit;

4. No bad credit record;

5. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.

Materials for applying for a credit card:

1. Identity certification materials: photocopy of resident ID card or military officer ID card;

2. Work and income certification materials;

p>

3. Other proof of financial resources: such as a photocopy of the real estate certificate, a photocopy of the vehicle driving license, a photocopy of the deposit receipt, etc.

Credit card application process:

1. Fill in the application form;

2. Give the bank’s personal information and photocopies of the information;

3. The bank sends it to the credit card center;

4. The credit card center conducts audit, card printing, and card issuance;

5. After I get the card, I open it and wait for the password letter. .

6. Being over 18 years old is a mandatory requirement for applying for a credit card. However, without proof of employment, it is easy to be rejected when applying for a credit card. Therefore, if you do not have an employer, it is best to have real estate under your name, or For fixed assets such as cars or if you have a stable source of income, you can also go to the bank where the transaction occurs to obtain a bank statement and apply to the bank. If your income source is relatively stable, your application success rate is still very high. I applied for a credit card at ICBC, how do I know if it has been approved?

Under normal circumstances, ICBC will receive a card issuance notice 15 working days after the applicant submits the application materials; if it takes 20 working days ( If no card issuance notice is received from the bank after (including), the application will be deemed invalid and the submitted information will not be returned by ICBC. There are two ways to check your credit card.

1. For online inquiry, open ICBC online banking, select personal business, enter the credit card option, select the second "Application Progress Inquiry" and then enter the ID number to complete the inquiry.

2. Dial the ICBC customer service number, follow the voice prompts to select manual service, and then enter the ID number to check the application progress. I didn't apply for a credit card a year ago. Can I apply now?

If you meet the application conditions for a China Merchants Bank credit card, you can try to apply. The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The credit card application result shall be subject to our bank's actual audit. The necessary application files are a copy of your identity certificate and employment certificate. If you can provide other financial proof files, it will be more helpful for us to understand your personal situation and determine your credit limit.

If you are interested in China Merchants Bank credit card and have never held a credit card from our bank, you can apply in the following 4 ways:

1. Please log in to the credit card website and select "Apply" "Credit Card" - "New Customer Application";

2. Please bring your original identity certificate, employment certificate and financial certificate files and go to any branch of China Merchants Bank to apply in person;

3. You can also call the customer service hotline, select "3#" in the voice message to apply for credit card consultation, and then select "1" to transfer the service specialist to register for you and notify our local staff to contact you to confirm the application.

4. If you have applied for the professional version of our bank’s online banking, you can apply through the professional version.

Please note that credit card verification will be subject to the final audit result. What should I do if I lose my Shanghai Pudong Development Bank credit card and need money urgently?

Hello,

Report the loss and replace the card

I am satisfied with the answer,

Please accept,

Thank you.