The reasons for the high annual fee of this kind of card include the high level of the card, the high cost of issuance, and the large amount of resources invested by the bank.

1. High card level: The Platinum Card of CITIC Credit Card has an annual fee of 2,000 yuan. It is a high-end credit card of CITIC Bank and provides high-end value-added services.

2. High issuance costs: The production cost of credit cards is relatively high, including card production, express delivery and other costs.

3. Banks invest a lot of resources: Banks invest a lot of human and material resources in the promotion and marketing of credit cards, which also need to be reflected in the annual fees of credit cards.