Seven ways to check the balance of Shanghai Pudong Development Card's credit card are available to choose from

Credit cards have a certain credit limit, and the cardholder can only spend within the limit, so it is convenient to check the credit card balance instantly. Very important. In order to avoid the embarrassing situation of insufficient balance when swiping a card for consumption, mastering the credit card balance inquiry method can help cardholders quickly and conveniently know the real-time balance of their credit card. Today we will introduce in detail several ways to check the balance of Pudong Development Credit Card to provide guarantee for your shopping.

Balance Inquiry Method One: Telephone Inquiry

Call the Shanghai Pudong Development Bank’s customer service inquiry hotline 95528, select the language and complete identity verification, follow the prompts, and learn the current bill balance.

Balance Inquiry Method 2: Mobile Banking Inquiry

1. Download the Shanghai Pudong Development Bank Credit Card APP.

2. After binding your credit, you can check the bill details and balance through "Credit Card-Bill Inquiry".

Balance inquiry method three: WeChat inquiry

1. Follow the WeChat official account "SPD Bank Credit Card Center".

2. After entering the page, there will be a prompt, enter "2" to bind the credit card.

3. Click "Microservice → Account-Query" and enter the bill or transaction details in the displayed menu to directly check the account balance.

Balance inquiry method four: Online banking inquiry

1. Log in to the official website of Shanghai Pudong Development Bank Credit Card Center, click "Online Account Services" to enter the login page.

2. Enter your credit card account number and password.

3. Check your cash balance, credit card transaction records, and investment balance in "Account List".

Balance query method five: SMS query

Use the reserved mobile phone number to edit "ZDCX space last four digits of the credit card" and send it to 95528 to query the detailed summary of the current bill, including the balance. .

Balance query method six: ATM machine query

You can query at any ATM machine. Just insert the credit card, enter the password, and click to query the balance.

Balance inquiry method seven: Business outlet inquiry

Although this inquiry method is the most primitive and troublesome, and is not as convenient as using the Internet or mobile phone to inquire, it is also a relatively safe method. And guaranteed way. You can directly go to the business outlet to inquire with your ID card and other relevant documents. The business outlets are omnipotent. If you have any questions, you can inquire through the business outlets.

Reminder, when using the above methods to inquire the balance of Pudong Development Bank credit card, you must ensure the security of your personal information and always guard against malicious infringement of personal information.

How to check the balance of Pudong Development Credit Card

The balance of Pudong Development Credit Card can be checked by phone, online banking, statement and WeChat.

Official website query: First log in to the official website of Shanghai Pudong Development Bank Credit Card, enter your credit card, login password, etc., then click to enter the credit card center, you can see your total credit limit, available limit, cash withdrawal limit, etc.

Types of Pudong Development Bank Credit Cards:

American Express Platinum Credit Card

The most popular thing about Pudong Development Express Platinum Card is that it has no annual fee, and the Platinum Card has a hefty annual fee. , cardholders generally have to work hard to offset it. In addition, the benefits are preferential and there are many activities. AE has unlimited PP card rights, and can carry companions 6 times, and can enjoy it for free in more than 800 airport VIP lounges around the world. Free airport pick-up service three times a year, and points can be redeemed for miles at a rate of 12:1. The activities are very rich, covering eating, drinking and having fun. For example, 2 nights of free redemption at luxury hotels around the world every year, and random 10-50% discount on food and beverages.

Pudong Development Super Platinum

This card is mainly for high-quality customers, and the conditions for purchasing the card are relatively high. Compared with the conditions, the rights and interests are very powerful. Free PP card, unlimited use of the airport VIP lounge, and can carry 3 people for free; 8 domestic and 4 free airport pick-ups; with 5 times points, you can redeem air miles at a 2:1 ratio. In terms of hotels, high-end hotel memberships are free, and AccorHotels offers 1 get 1 free.

Pufa Dream Card

Pufa Dream Card is a high-end credit card that you can choose by yourself. Choose your own card organization, you can choose from the five major card issuing organizations, choose your own card surface, choose your own. Basic rights include exemption from annual fees and foreign exchange fees.

As for other rights and interests, it depends on which card issuing organization you choose.

Pudong Development Shenzhou Royal Driver Card

This is a travel card that can enjoy three major platinum rights: China Private Car Platinum Card rights, China Car Rental Platinum Card rights, and Pudong Development Platinum Credit Card rights. In addition, there are exclusive customer service benefits: free car model upgrades twice a year, free gas service fees once a year, 20% member points rebate, and a 10% discount on international car rentals (Hertz) worldwide.

Tencent Animation Co-branded Credit Card

Animation fans, don’t miss this card. With the Tencent Animation co-branded credit card, new users can enjoy 1-month VIP membership of Tencent Animation, 2 free viewings of blockbusters, 500 points and 10 Q coins for the first purchase. Isn’t it great? Don’t worry about not being able to follow the show if you don’t have a membership.

Pudong Development Accelerated Points Platinum Card

As soon as we look at the card name, we know that this card focuses on points benefits. The biggest feature is that you can enjoy up to five times the points at supermarkets, gas stations and other MCCs. Cooperating with Pudong AE to reduce annual fees and redeem mileage for free, you can maximize your rights and interests. Don’t underestimate the points of this card, they are money when it counts.

How to check the bill of Pudong Development Credit Card? Here are seven methods

Credit cards are a double-edged sword. If used well, they can bring a lot of convenience and benefits to cardholders. However, if they are not used well, the consequences will be serious, especially if the credit card is seriously overdue. It will discredit your personal credit. In order to avoid overdue payments, it is important to obtain billing information in a timely manner. Today I will tell you how to check the Pudong Development Bank credit card.

1. Puda Xiben APP query

Download the "Puda Xiben" APP, log in and bind the card, you can view the bills and the bound card's bills on the "My" page Details.

2. Customer Service Telephone Inquiry

Call the 24-hour customer service hotline 4008208788, select the type of voice service and complete identity verification, select "1" Account Inquiry, and follow the voice prompts to query the current bill Amount, unissued bills, historical bill amounts and other information.

3. WeChat public account query

Follow and bind the official WeChat account of "SPD Bank Credit Card Center", through microservices-accounting/binding, click on the "Check" button pushed by WeChat Click "Bill" message to get the Pudong Development Credit Card bill details.

4. Online banking inquiry

Log in to the Shanghai Pudong Development Bank credit card website and enter the "Online Account Services" page, select the card you want to inquire about, click "Account Management", and go through the "Statement" menu Enter the query to query the summary information and transaction details of the current bill and historical bills.

5. Mobile banking inquiry

Sign up and bind the Shanghai Pudong Development Bank mobile banking client. After logging in, enter the "Shandong Pudong Development Credit Card" menu, select the one you need to inquire, and go to "Credit Card - Bill Query" to query the summary information and transaction details of current bills and historical bills.

6. SMS query

Use the mobile phone reserved by the bank to edit the SMS "last four digits of ZDCX space" and send 95528 to query the current bill summary information.

7. Inquiry at the branch counter

The main credit card holder of Shanghai Pudong Development Bank can go to any Shanghai Pudong Development Bank branch to inquire about credit card bill information with his credit card and transaction password, as well as his or her valid identity document. Includes current bill summary information and historical bill summary information.

How to check your Shanghai Pudong Development Bank credit card

1. Open the Shanghai Pudong Development Bank Mobile Banking App on your Android phone and click on the word "My" at the bottom right of the interface.

2. Enter your mobile phone number and query password according to the prompts, and click "Login".

3. After successfully logging in, click the word "Account" in the upper left corner of the interface.

4. On the "My Account Overview" interface, click on the debit card you want to query.

1. Shanghai Pudong Development Bank (referred to as: Pudong Development Bank or Shanghai Pudong Development Bank) was established with the approval of the People's Bank of China on August 28, 1992, opened on January 9, 1993, and was listed in Shanghai Securities in 1999. It is a national joint-stock commercial bank successfully listed on the stock exchange (stock trading code: 600000), with its head office located in Shanghai. In 2018, Shanghai Pudong Development Bank ranked 70th among the "Top 2000 Global Companies" by Forbes in the United States; 25th among the "Top 1000 Global Banks" by The Banker in the United Kingdom; and 227th among the "Fortune 500" in the United States.

Shanghai Pudong Development Bank is one of the few joint-stock commercial banks in China that has been rated investment grade or above by three major international rating agencies. In July 2019, the 2019 Fortune Global 500 was released: ranking 216th. On September 1, 2019, the 2019 China's Top 500 Service Enterprises list was released, with Shanghai Pudong Development Bank Co., Ltd. ranked 29th. In March 2020, it was selected as the 134th among the top 500 global brands in 2020.

2. The total assets of Shanghai Pudong Development Bank increased from 8.75 billion yuan when it was first established in 1993 to 6,091.759 billion yuan at the end of June 2018, an increase of 696 times; operating income increased from 3.37 billion yuan at the end of 1993 when the bank was founded. 100 million yuan increased to 168.6 billion yuan at the end of 2017, an increase of 500 times; net profit increased from 130 million yuan in 1993 to 54.24 billion yuan in 2017, an increase of 416 times, with an average annual compound growth rate of nearly 30%. Shanghai Pudong Development Bank achieved operating income (group caliber) of 171.542 billion yuan in 2018, a year-on-year increase of 2.923 billion yuan, an increase of 1.73%; net profit attributable to shareholders of the parent company was 55.914 billion yuan, a year-on-year increase of 1.656 billion yuan, an increase of 3.05% . As of the end of 2018, the total assets of Shanghai Pudong Development Bank Group were 6.289606 billion yuan, an increase of 152.366 billion yuan from the beginning of the year, an increase of 2.48%. The capital adequacy ratio is 13.67%, an increase of 1.65 percentage points from the beginning of the year. On June 26, 2019, eight banks including Shanghai Pudong Development Bank were among the first to launch the online enterprise information verification system.

Operating environment: Android phone opopReno6v5.1.0, Shanghai Pudong Development Bank appv5.3.1, Lenovo Xiaoxin notebook v5.2.0

How to check the balance of Shanghai Pudong Development Bank_How to check the balance of Shanghai Pudong Development Bank credit card

How to check the balance of Shanghai Pudong Development Bank

Currently, there are many ways to check the balance of Shanghai Pudong Development Bank bank cards, such as counter inquiry and ATM inquiry. I believe everyone is familiar with these two methods. In fact, apart from this In addition, there are also mobile phone inquiries, text message inquiries, telephone inquiries, online banking inquiries, etc. Below I will introduce to you several convenient inquiry methods.

1. Mobile banking inquiry: Shanghai Pudong Development Bank card users first need to download Shanghai Pudong Development Bank mobile banking, then use the mobile phone number reserved by the bank to register and log in, enter the personal account page of Shanghai Pudong Development Bank, and the user directly clicks on the balance That’s it, you can clearly see the account balance and income and expenditure details of the bank card.

2. Online banking query: The user searches "Shanghai Pudong Development Bank" on Baidu, and then enters the official website of Shanghai Pudong Development Bank. The user clicks on personal online banking to log in. If it is the first time to log in, the user needs to register first, and the user enters personal online banking. After entering the page, select the bank account, and then you can check the account balance and income and expenditure details of the bank card.

How to check the balance of Shanghai Pudong Development Bank credit card

Credit cards have a credit limit. Within the credit limit, users can swipe the card for any consumption, but once the limit is used up, they need to repay the credit limit. You can continue to use it after a partial recovery. Therefore, the balance of Shanghai Pudong Development Bank's credit card is also of great concern to many users. After all, the balance of the credit card directly determines how much overdraft the cardholder can have. The balance of Shanghai Pudong Development Bank's credit card can be queried through the following methods: < /p>

1. Business branch inquiry: Users can directly go to the Shanghai Pudong Development Bank branch with their credit card and ID card to make inquiries;

2. Mobile banking inquiry: Users need to download the Shanghai Pudong Development Bank Credit Card APP and then register Log in and bind the Pudong Development Bank Credit Card in the Credit Card APP. After successful binding, you can view the balance of the credit card through "Recent Bill Inquiry".

3. Call the customer service hotline of Shanghai Pudong Development Bank Credit Card Center. You need to enter credit card and other information for identity verification. After passing the verification, follow the voice prompts to check the balance.

4. WeChat query: The user opens WeChat, searches for the WeChat official account of "Shanghai Pudong Development Bank Credit Card Center" in the search bar, and clicks to follow. After entering the WeChat official account, you need to bind the Shanghai Pudong Development Bank credit card and follow the prompts. Yes, after successful binding, click "Microservice → Account·Query" to see the credit card bill and balance.

How to check the credit card limit of Shanghai Pudong Development Bank

How to check the credit card limit of Shanghai Pudong Development Bank:

1. Official website query:

Operating environment:

Brand Model: iPhone13

System version: iOS15.3

Baidu Browser: v5.22.0.30

First use Baidu Browser Log in to the official credit card website of Shanghai Pudong Development Bank (), enter your credit card, login password, etc., and then click to enter the credit card center. You can see your total credit limit, available limit, cash withdrawal limit, etc.

2. Customer service telephone inquiry: You can call the 24-hour customer service hotline of Shanghai Pudong Development Bank credit card at 400-820-8788. After entering the ID number according to the voice prompts, turn to 2, you can check the credit card limit. .

3. Xidapuben APP query:

Operating environment:

Brand model: iPhone13

System version: iOS15.3

App version: v7.1.5

You can download the Shanghai Pudong Development Bank APP Xida Puben, enter your credit card and password to bind the card, and then enter the credit card center to check the specific limit. .

4. WeChat public account query:

Operating environment:

Brand model: iPhone13

System version: iOS15.3

App version: v8.0.18

Follow the "SPD Bank Credit Card" official account on the WeChat app, click "Card Application·Introduction"-"Card Open·Progress" on the menu bar, and bind Your Shanghai Pudong Development Bank credit card will naturally show your credit limit.

1. What is the general credit limit of Shanghai Pudong Development Bank’s Platinum Card?

The credit limit of Shanghai Pudong Development Bank Platinum Card is more than 50,000 yuan, the limit of regular card is less than 10,000 yuan, and the limit of gold card is between 10,000 yuan and 50,000 yuan. Moreover, Shanghai Pudong Development Bank Platinum Credit Card has multiple card types, and their limits are also different:

1. Simple Platinum Card. As a card mainly for mass consumption, the Simple Platinum Card has a usage limit between 8,000 yuan and 50,000 yuan;

2. Standard Platinum Card. The limit of the standard platinum card is slightly higher than the former, with the limit ranging from 10,000 yuan to 50,000 yuan;

3. High-end platinum card and super platinum card. These two credit cards are only for users with high consumption needs and have very strict credit requirements. The minimum limit is about 50,000 yuan. There are also some available temporary limits, and the specific limit can reach hundreds of thousands or even millions.

2. How to increase the credit limit of Shanghai Pudong Development Bank Credit Card

1. Increase the fixed limit from the temporary limit

It is easier to increase the fixed limit after Shanghai Pudong Development Bank has raised the temporary limit. After a temporary payment is made, it will usually be upgraded to a fixed level after 6 months.

The Pufa Card generally uses 3 months to increase the temporary limit, but when repayment is required, the temporary limit must be paid off in full. In this way, a fixed amount can be raised, and the next temporary amount will be raised after 3 months.

2. Small-amount multiple card swipes

Compared with other banks, Pudong Development Bank also likes cardholders to make small-amount multiple transactions. It is very sensitive and very easy to use large-amount card swipes. It is controlled by risk, so try to avoid large amounts. It is best to have more than 20 credit card transactions per month. And these 20 transactions require points, both online and offline. Online purchases can be made on Taobao, Tmall, JD.com and other platforms. You can bind Alipay and WeChat offline, and paying by scanning the QR code in stores is also considered offline consumption. You can make one large amount and leave the remaining small amount. If it is a small amount card, you can deposit a certain amount into the credit card. When using it as a large amount card, the one with points is best. It can be used online or offline for diversified consumption.

In addition, Pudong Development Bank likes cardholders to purchase high-end merchants offline, but be careful not to use jewelry. This is a merchant type that Pudong Development Group strictly controls, and many cards were frozen some time ago.

3. Installment increase

The lifeblood of Shanghai Pudong Development Bank lies in installment, which is the most important one! As long as you make installments, you will be given an increase, and the amount increase is related to the number of installments. No matter how much money you have, as long as you have an installment, Pudong Development Bank will give you an increase. However, it is best not to exceed 6 installments.

In addition, you can also buy things in installments at the shopping mall in Xidapu Benli, and then pay in installments after buying, which is also conducive to increasing the limit, and this method is also very effective for opening and increasing the limit of Universal Cash.

4. Recruit diamonds and credit scores

Most of Shanghai Pudong Development Bank’s universal funds and quota quotas are based on the star diamond grade and credit score, which are the same as the star rating of Industrial and Commercial Bank of China. Yes, those with higher scores are the high-quality customers in the eyes of Pudong Development Bank. Platinum Star Diamond: Pudong Development Bank’s star diamond grading system is very simple. A consumption of 2,500 yuan is equivalent to 1 card star, and an installment principal of 100 yuan is equivalent to 1 card star. The first-time repayment bound to the Pudong Development Bank debit card and the monthly repayment exceed 5,000 yuan can get 1 card star. Credit score: Credit score is closely related to the limit of Universal Money. Maintain a good credit record.

5. Incremental consumption

For example, if you consume 20% of the quota this month and your application for a quota increase fails, try to consume 30% next month and apply again, and so on. Generally, if the consumption reaches about 50% for 2 consecutive months, the bank will consider approving the limit increase. Friends who have repeatedly failed to mention it can give it a try.

6. Top-up consumption

When your card limit is relatively small, you can increase the limit by top-up. For example, if the card limit is 3,000, if the limit is not enough, you can use the card to increase the limit. Recharge 2,000 or other amounts in it, and then spend it after recharging. This is recharge.

7. Remember to issue bills with empty cards

Among all banks, Pudong Development Bank is more afraid of debts. Anyone who has had a credit report should find that Pudong Development Bank’s post-loan management is Most of them are available in other banks, which usually pay once every few months, but this time they pay once every one or two months. Therefore, Pudong Development Bank Credit Card needs to avoid issuing bills for empty cards. When you reach the number of purchases, the credit limit on the card may no longer be enough. At this time, you must remember not to issue a bill with an empty card. If you issue a bill with an empty card, it will have a great impact on the increase in the credit card limit. You can do this on the statement day. In the first two days, repay 30% to 50% of the total amount, which can reduce the debt.

That’s it for the introduction of how to check the balance of Pudong Development Credit Card.