Harbin Bank Credit Card provides borrowers with a three-day grace period for repayment. Repayment can be made no later than 16:00 on the third day after the final payment date, but the cardholder is required to repay the loan at the end of the day. Call customer service 4006695537 to apply a few days ago.
In addition, there is no grace period after the principal of Harbin Bank Lilac IOU expires, and the cardholder must pay off the balance before 18:00 on the day the IOU expires.
Harbin Bank was established in February 1997 by the merger of Harbin Urban Cooperative Bank and Shuangyashan Urban Credit Cooperative. It is an emerging national joint-stock commercial bank that has emerged in the Northeast region in recent years. It is the first joint-stock commercial bank with legal person status in Harbin. Harbin Bank is headquartered in Harbin. In 1998, it was changed to Harbin Commercial Bank. On November 5, 2007, with the approval of China Banking Regulatory Commission, it was renamed Harbin Bank. There are currently 10 branches in Shuangyashan, Tianjin, Dalian, Chengdu, Jixi, Hegang, Shenyang, Suihua, Daqing and Chongqing, Jilin Yushu Rongxing Rural Bank, Heilongjiang Bayan Rongxing Rural Bank, Heilongjiang Yanshou Rongxing Rural Bank, Gansu Hui There are 24 rural banks, including Ninghuishi Rural Bank, Beijing Huairou Rongxing Rural Bank, and Shenzhen Baoan Rongxing Rural Bank, with more than 200 business outlets. Since its establishment 24 years ago, it has continuously deepened reforms, pioneered and innovated, prevented and resolved risks, improved asset quality, built core competitiveness, and embarked on a track of sustained, healthy and rapid development.
According to statistics from China's "The Banker" magazine in 2012, Harbin Bank ranks fifth among the nation's urban commercial banks with assets of more than 100 billion yuan. "Comprehensive Competitiveness Ranking of Small and Medium-sized Banks" ranked sixth.
On December 17, 2010, the Heilongjiang Ruble Cash Trading Center, funded and established by Harbin Bank, officially opened to the public. It is the only ruble cash trading market in China.
On December 16, 2015, Harbin Bank reached a strategic cooperation with 58.com.
On March 9, 2020, the "2019 China Banking Industry Top 100 List" was released, and Harbin Bank ranked 31st.