first, if a new card is issued upon expiration, or a new card is damaged and reissued, the old card will automatically become invalid after the cardholder receives the new card and opens it, so it cannot be used any more. \xd\ Second, besides, once the cardholder reports the loss officially, it will take effect immediately and cannot be revoked, and even if the old card is recovered, it cannot be used. \xd\ Thirdly, information such as the accounting information, consumption points, installment and agreed account of the old card will be automatically transferred to the new card. \xd\ Fourthly, the cardholder only needs to break the old card and destroy it.