When you apply for registration and return, there will be a loan limit. After applying for the loan amount, the last step is to "borrow money and pay back the credit card". At this time, you can borrow money. You don't have to wait until the credit card is returned, but you can repay it quickly.

Return the loan directly to my credit card account, and no cash withdrawal service will be provided for the time being. If you want to withdraw cash, you can check whether your credit card supports it. After withdrawing cash, you can use the repayment box to repay, and use the repayment box with low interest rate to repay in installments.

If you don't want to handle the bill installment, you can also pay the minimum amount. As long as the payment is made according to the minimum amount of the bill before the due repayment date, there will be no late payment fee and personal credit will not be affected. However, it will generate cyclic interest, and all consumption in the current period will start to bear interest from the bookkeeping date (usually the day after consumption), with a daily interest rate of five ten thousandths until it is fully paid off.

Extended data

The issuing bank will settle all the expenses of this period on the billing date and tell you how much to pay back. Consumption after the billing date will be settled on the next billing date. Therefore, the repayment before the final repayment date is counted. As for the brush after repayment, the new brush will be included in next month's bill.

However, if you always use a credit card immediately after repayment, you may be judged by the banking system to be short of repayment funds (suspected of cashing out), and then think that your repayment ability will become unstable in the future. Therefore, it may be controlled by risks and there is a risk of reduction. But if it is normal living consumption, it has no effect.

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