Is it fast to apply for a credit card at the bank counter?
The speed of handling credit cards at the counter is not fast. Applying for a credit card at the counter also requires the approval of the credit card center. The branch is only responsible for submitting the applicant's information to the credit card center, which takes at least 7 working days. After receiving the information, the credit card center must input it into the system before entering the audit stage.
It takes at least half a month from the application to the completion of the audit. After the approval, you have to make a card and issue it, and a set of processes will come down. It is estimated that it will take at least 20 days after the credit card arrives. Online credit card application can be completed as long as the application form is submitted on the same day, and then it can be completed within 15 working days at the earliest.
However, handling credit cards at the bank counter is not fast, but it is also beneficial.
1, the counter must handle the card in person, and the staff will directly approve the card after verification, so it is not necessary to go to the face-to-face signing. It is a foregone conclusion to approve the card, unlike online card application, which may be rejected.
2. You can submit all kinds of materials directly when you apply for a card at the counter. Although you have assets in your name, you can show all kinds of financial certificates, such as real estate, automobile products and wealth management products, which are all extra points in credit card application and help to improve the success rate of application.
Is it fast to apply for a credit card at the bank counter? I hope it will help everyone.