1. legal procedures: overdue repayment of credit cards is a civil debt, not a criminal act. Therefore, overdue repayment will not lead to direct arrest.
2. Collection measures: Banks or credit card companies may take a series of collection measures, such as telephone collection, sending dunning notices and entrusting collection agencies, to collect arrears. But these measures are aimed at urging borrowers to fulfill their repayment obligations, not arresting them.
3. Legal proceedings: If the debt is large and unpaid for a long time, the creditor can sue the borrower through legal channels. In the course of litigation, both parties need to provide evidence and defense. But even if the judgment is unfavorable to the borrower, it will not lead to direct arrest.
Summary: Credit card overdue repayment will not lead to arrest. Overdue debts belong to the civil category, and collection measures are usually taken to recover the arrears. Only in extreme cases, such as fraud, theft and other criminal acts, can criminal responsibility be involved.
Extended data:
In China, credit card overdue repayment usually adopts the following collection measures: telephone collection, SMS reminder, email notification, legal letter collection, and entrusted collection company. If the debt is not paid off, the bank or credit card company can solve the dispute through legal proceedings. However, even if the judgment is unfavorable to the borrower in legal proceedings, it will not lead to the direct arrest of the ship.
It should be noted that the special circumstances of breach of contract, such as malicious overdraft, stolen brush, etc. , may involve criminal responsibility, but these are rare cases.
To sum up, overdue repayment of credit cards will not lead to arrest, but will be affected by relevant collection measures and legal procedures. It is important to communicate with banks or credit card companies in time, try to solve the problem of overdue repayment, and avoid further legal disputes or damage to credit records.