The reply is as follows: \x0d\ 1, if you have the real estate license, go to the counter of the business hall to withdraw money, if not, don't waste time; \x0d\2. There is no place to open an account for credit cards, and all of them belong to the head office of CCB, and the business handling is consistent throughout the country; \x0d\3。 According to the full amount of your credit card, there is a balance every month, and the banking department may adjust the amount for you. The minimum adjustment takes six months; \x0d\4. You can apply for a temporary quota by phone, which is generally 150% of the original quota, but your base is very low, so there is nothing you can do. \x0d\5, the best solution is to apply for credit cards from other banks instead of ICBC's big banks. Ping An Bank and China Everbright Bank are recommended.