If you want to use a credit card with zero credit limit, the cardholder must deposit cash in the card first. If the customer doesn't want to use this zero credit card, if there are other credit cards in his name, he can apply for cancellation of this card and then apply for another one.

Of course, if it is the first time to apply for a credit card, and your financial ability is average, such as college students, it is actually more common to have a credit card zero quota. In this case, it is not recommended that customers who cancel the card should continue to keep the card and then spend it by saving money into the card. Maybe after a period of time, they have accumulated a certain credit history, and maybe the card-issuing bank will increase the credit limit for customers.

After all, the card amount is not fixed, and the bank will adjust the card amount according to the customer's card usage and credit status. After the credit card limit is no longer zero, customers don't have to continue to deposit money in the card, and then they can spend it by credit card.