Credit card blacklisting means that the bank blacklists a certain credit card so that it cannot be used normally. This is usually caused by the cardholder's failure to repay the balance or other breach of contract.
So, how long does it take to recover from a blocked credit card?
Generally speaking, after a credit card is blocked, as long as the cardholder pays off the outstanding balance, it can resume normal use.
However, if the amount owed is large, the bank may require the cardholder to provide a guarantee or provide certain collateral before normal use can be resumed.
In addition, if the cardholder commits other breach of contract, such as fraud, malicious overdue payment, etc., the bank may require the cardholder to provide a certain amount of compensation before normal use can be resumed.
In short, how long it takes to recover from a blocked credit card depends on the specific situation of the cardholder. If the cardholder can repay on time, under normal circumstances, normal use can be resumed within one or two working days; If the amount owed is large, or there are other breaches of contract, it may take longer to resume normal use.
Therefore, when using credit cards, cardholders must pay attention to comply with relevant regulations and repay on time, so as not to affect the normal use of the credit card.