In the case of reserve fund/preferred gold installment, after the principal and handling fee of each installment are debited, the available quota will be temporarily occupied. As long as the bill is repaid in full and on time, the occupied quota will be restored.

In the case of bills/single installments/flexible gold installments, the unrecorded principal will always occupy the quota, and the handling fee for each period will be recorded into the unissued bill in advance. After being recorded, the available quota will be occupied. No need For separate repayments, just pay on time according to each credit card bill.

Response time: 2020-04-24. For the latest business changes, please refer to the official website of Ping An Bank.