As you said, at present, the standard credit card withdrawal limit of domestic banks is usually only 50% of the credit limit, and some even only 30%, but some banks have some special credit cards that can reach the withdrawal limit of 100%, such as YOUNG-POWER credit card and Bank of Communications' MORE credit card (quasi-credit card).

The withdrawal amount of Y-POWER credit card of Bank of Communications is as high as 100% of the credit card amount, and the domestic RMB withdrawal fee is as low as every 5 yuan, regardless of peers or different places in the same city.

The overdraft withdrawal amount of MORE credit card (quasi-credit card) of Bank of Communications is as high as 100% of the credit limit, and the deposit bears interest. Deposits deposited in multi-card accounts pay interest on a daily basis at the deposit rate, and the withdrawal fee is waived by local banks.