Personally, I think CITIC Credit Card is better, because there will be more types of credit cards. Moreover, the strength of CITIC Bank is much greater than that of Shanghai Pudong Development Bank. Briefly and specifically introduce two CITIC credit cards: CITIC qq Caibei Co-branded Card. It is understood that one of the highlights of this card is that it is a chip card with higher security payment guarantee. CITIC Bank Taobao co-branded card The amount of CITIC Bank Taobao card is generally between 3,000 yuan and 50,000 yuan. If it is an ordinary card of CITIC Bank, the amount is generally between 3000- 10000 yuan, and the amount of a gold card of CITIC Bank is between 10000-50000 yuan. Under normal circumstances, the withdrawal limit of CITIC Credit Card is 50% of the actual credit limit. CITIC QQ color Becca is divided into three grades: blue card, gold card and platinum card. In addition to enjoying various benefits brought by Caibei points, cardholders will also enjoy annual fee concessions, high flight delay insurance and various value-added services provided by CITIC Credit Card.

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How to best use credit cards:

1. Correct use: use the credit card before returning it. Users can go directly to shopping malls, cinemas and other major places and pay by credit card without pre-deposit; 2. Repayment on time: After the user uses the credit card to generate the bill, he needs to repay it before the repayment period expires next month, and he can choose to repay it by installments; 3. Pay attention to concessions: credit cards will launch preferential welfare activities from time to time, and users can receive preferential benefits; 4. Cardholders should not want to apply for a high-value credit card just because they have a car and a house. If they don't contribute to the bank, the bank won't give you a high credit card at the first time (except in special circumstances), and the high credit card will gradually increase according to your credit rating and card usage. When you meet the right opportunity, you should handle it well. Don't be too picky about choosing a bank, because you missed a reasonable opportunity and may not meet the requirements when you want to handle it. 6. Don't arbitrarily believe in the promotion or intermediary of high-value credit cards, which is risky for credit cards and will also cause information leakage and theft. 7, the money in the credit card can be used in many ways, don't just use one project; Usually develop a good habit of swiping cards, regardless of the amount, but it is best to swipe cards less or not, or you can stage them appropriately, which will help to increase the quota.