1. The credit card can be withdrawn immediately when it is repaid on the repayment date (as long as the card is used normally and there is a balance in the card, it can be withdrawn at any time);

2. Cash withdrawal on the repayment date of the credit card shall be included in the next bill, and the transaction shall be repaid before the repayment date of the next bill.

Third, the credit card withdrawal fee:

1. Handling fee: Different banks have different regulations. For example, CCB credit cards are charged at 0.5% of the cash withdrawal amount, with a minimum of 2 yuan per transaction and a maximum of 100 yuan per transaction; The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction;

2. Interest: calculated at the daily interest rate of five ten thousandths.