Hello, the basic functions of credit cards are basically the same, for example, you can spend first and then repay; Use the cash advance function; Select the business with minimum repayment amount; Online shopping; Shopping in installments and so on. If there are no special requirements for credit card spending, you can apply for any one. 1\young Card Birthday Month Double Points The main cardholder can enjoy double points when spending with young Card (Youth Edition) in the birthday month. The 1 withdrawal in each natural month is free (subject to the entry date) and can be enjoyed at home and abroad. The handling fee for withdrawals exceeding 1 time is the same as that for bank cards, and interest is charged as usual for overdrafts, but no interest is charged for overdrafts. 2. To apply for a Youth Card (Youth Edition), the applicant must be under 30 years of age (inclusive); 3. Introduction of Daren Credit Card/Card.

For other questions, please open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.