If you overpay in other provinces, there will be a 0.5% withdrawal fee, ranging from 2 yuan to 50 yuan. In addition, no matter inside or outside the province, it is 2000 yuan per card every day through self-service equipment. If the landlord's deposit is more than 2000 yuan and needs to be withdrawn at one time, it will be taken at the CCB counter.
If it's an overdraft, it can be cashed in and out of the province. The bank stipulates that the daily withdrawal of each card should not exceed 2,000 yuan, and the withdrawal fee is 0.5% of the withdrawal amount, with the lowest 2 yuan. Moreover, overdraft withdrawal does not enjoy interest-free period. From the date of withdrawal, interest of five ten thousandths of the cash amount will be charged every day.
For example, the landlord overdraws 2000 yuan and pays it back after 10 days.
Total amount payable = withdrawal principal+withdrawal handling fee+withdrawal interest.
= 2000+2000 * 0.5%+2000 * 0.05% *10 (10 interest)
=2000+ 10+ 10
=2020 yuan
In just 10 days, 20 yuan will generate extra expenses, which is actually quite high. It is suggested that the landlord try not to overdraw cash, or pay it back as soon as possible after withdrawing cash ~