Yes, you can.

Mode:

1, the first way is the cardholder's personal behavior. Cardholders can kill two birds with one stone by playing the trick of "others spend their own cards", swiping other people's shopping accounts into their own cards to increase points, and at the same time, shoppers return the cash to cardholders. Because many banks have launched value-added services while issuing credit cards, they have carried out activities such as exchanging consumption points for gifts to show people's enthusiasm for card consumption.

2. The cardholder cooperates with the merchant or some "loan companies" and "intermediary companies", and the cardholder obtains cash by paying the handling fee to the merchant. Generally, the merchant's POS machine is used to make false transactions, and the amount on the credit card is crossed out. Merchants or "loan companies" and "intermediary companies" pay cash on the spot (paying cash to cardholders), and the handling fee paid by cardholders to merchants is lower than that of banks.

Can I swipe my credit card with a silver collection treasure?

The main card and the auxiliary card of a credit card are two cards using the same account. No matter the secondary card of the main card, the repayment transaction points to the same credit account, so there is no substantive difference. The consumption of the secondary card can be repaid directly with the main card. The secondary card can repay the debt of its own card, but it cannot repay the debt of the primary card. The main card can also pay the arrears of the subsidiary cards. Many banks print the sub-card bill and the main card bill on a piece of paper, or print them separately, but send them to the payment address of the main card holder.

Can the main card and the secondary card of a credit card be used together?

As long as both the primary card and the secondary card of a credit card have available quotas, they can generally be used together. However, if the main card of the credit card runs out of all credit limits, neither the main card nor the auxiliary card can be used; And if the secondary card of the credit card is used up and the main card still has the available quota, you can still use the main card, but the secondary card can't be used for the time being.

Because the consumption transaction of the credit card secondary card is usually included in the bill of the main card, it can also be returned together with the main card when repaying. Although the secondary card can be repaid directly to the main card, it is generally impossible to repay the main card directly to the secondary card.

We also need to note that not everyone can use the secondary card. Usually only the immediate family members of the main cardholder can use it, that is, children, spouses, parents, grandparents, grandchildren, etc. The cardholder of the main card must meet the age standard (most of them require 12 years old and under 60 and 70 years old, subject to the regulations of the issuing bank).

Can I swipe my credit card on my silver collection?

Yes, when the cardholder uses the credit card to make a large amount of consumption, the issuing bank will pay the consumption funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deduct the consumption funds through the cardholder's credit card account in stages according to the cardholder's application, and the cardholder will repay the business according to the monthly recorded amount.

In the past, credit card installment mainly included bill installment and single consumption installment, and banks usually charged corresponding handling fees according to the number of installments. Whether it is bill installment or single consumption installment, the premise is to generate consumption behavior first, and then the bank will set installment repayment for the generated credit loan.

Extended data

Inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.

Common domestic network platforms are: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.