Not necessarily. You don't have to use a credit card to buy an Apple mobile phone by installment. You can also spend it, wait!

Can Apple only pay by credit card in installments?

Yes, you must have an iphone installment credit card.

1. Apple official website used a credit card, not a savings card. But only when the credit card limit can be paid in full can installment be made. At the same time, the installment payment of Apple official website also supports fancy installment payment. After successful processing, the bank will automatically deduct money on a regular basis. Users only need to return their credit card bills on time.

2. Apple official website needs a credit card for installment shopping, because only credit cards can be used for installment shopping. The savings card is fully paid, and there is no installment payment function. Besides, you don't have to buy Apple products in official website. You can also buy them on platforms such as JD.COM, Tmall and Taobao. In addition, JD.COM can use JD.COM White Strips to pay by installments, and Tmall and Taobao can use Bai Hua to pay by installments without a credit card. Note that you need to have enough money to buy Apple products in installments on platforms such as JD.COM and Taobao. For example, if you buy 8000 items, your amount needs more than 8000. One-time deduction and installment repayment.

Installment payment is a transaction payment method commonly used by modern people. Many times, we want to buy a product or enjoy a service, but we don't have enough money for the time being. We can shift the payment pressure to the later stage by stages. First of all, we must determine the amount of funds we need. If you need a small amount of funds, you can choose some loan platforms with lower quotas. If you need more funds, you can pay attention to the platform with higher loan amount. Secondly, consider the number of periods you want. At present, the repayment period of most loan platforms on the market is 3 months to 3 years. The most important thing is to choose some formal big brands, and the loan products launched by formal platforms will be more reliable and formal.

Apple official website uses credit card to pay in installments, and the system will deduct the payment amount of Apple's mobile phone from the available credit card limit at one time. After that, users can repay on time according to the number of installments. In addition, Apple official website has a cooperative relationship with China Merchants Bank. You can enjoy interest-free discount by paying by installments directly with China Merchants Bank. If you pay by other means, you need to pay all the money in one lump sum. There is no interest-free period, but it should be paid in official website in real time.

Does Apple have to pay by credit card?

Apple official website installment payment can only be made by credit card, not by savings card. But only when the credit card limit can be paid in full can installment be made.

At the same time, the installment payment of Apple official website also supports fancy installment payment. After successful processing, the bank will automatically deduct money on a regular basis. Users only need to return their credit card bills on time.

Installment payment was developed after the Second World War. At first, it was limited to buying ordinary daily goods or services. Later, with the rapid development of productivity, the scale of industrial and agricultural production is expanding day by day, and the required expenses are increasing day by day. In addition, with the development of bank credit, the field of installment payment has expanded to enterprises that buy large machinery and equipment and raw materials.

With the improvement of China's financial services and the change of people's consumption habits, installment payment, which is popular abroad, has been introduced to China and quickly recognized by domestic consumers. It is usually young people who have poor current payment ability but have consumer demand who spend by stages. The products it consumes are usually laptops, mobile phones and digital products.

Installment payments are usually provided by banks and installment suppliers. Banks provide consumers with personal consumption loans equivalent to the amount of goods they buy, and consumers use the loans to pay their suppliers, who provide guarantees for consumers and bear irrevocable joint and several liabilities. Young people who spend by installment are often called "installment families".

On the one hand, installment payment allows sellers to complete promotional activities, on the other hand, it also provides convenience for buyers.

Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed.

The buyer and the seller sign a contract at the time of transaction, and the buyer pays the goods and services to the seller in installments within a certain period of time. The date and amount of each payment are stated in the contract in advance.

Does the installment payment of Apple official website have to be a credit card?

Not necessarily Apple official website installment payment is not necessarily a credit card, but it can also be spent in installments. It is understood that Apple official website (China) currently provides installment purchase services for Huabai, China Merchants Bank Credit Card, China Construction Bank Credit Card and Industrial and Commercial Bank Credit Card, and can enjoy up to 24 interest-free offers. The installment fee rate is subject to the installment page. In addition, the minimum installment amount of Apple in official website is 4,000 yuan, and the credit cards of China Merchants Bank, China Construction Bank and Industrial and Commercial Bank are 500 yuan.

Payment by installment must be made by credit card. In Apple official website, you can only use credit cards for installment, and in Tmall or JD.COM, you can use savings cards for installment. Installment payment means that the credit card has the money, pays the merchant in full, and then pays it back to the credit card bank in installments every month, but the savings card can't. Credit cards are debit cards, and savings cards are debit cards. Credit cards are equivalent to small consumer loans, and buying apples in installments is the same as buying a house and a car in installments.

First, Apple official website supports the installment of credit cards and flowers. Hua Bai staging is a consumer credit product launched by Ant Financial. After the application is opened, you will get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying". The monthly repayment provided by AppleStore online store is only an estimate. The actual monthly repayment amount is calculated by the installment provider and reflected in the monthly bill.

Second, if you choose to spend the garden in stages, you need Alipay app on your mobile phone to complete the payment. If you choose to stage China Merchants Bank, you need a "Pocket Life" app on your mobile phone to complete the payment. Orders purchased from AppleStore online and enjoying discounts for the new semester can be paid in installments with the credit card in the store, but the Apple Store does not provide interest-free installments. In the Apple Store, all Apple products can be paid in installments without interest. Interest-free installment payment has a minimum transaction amount limit. The bank will charge a late fee for overdue payment.

Third, if you want to buy a mobile phone with a credit card in official website, you can buy it with someone else's credit card. Discuss with the cardholder how to repay, and then ask the other party to provide++and the transaction password. Or directly let the other party log in to official website to help operate the purchase. Enter Apple official website, log in to your personal account, select the model you want to buy, click Add to Shopping Bag, click View Shopping Bag, select installment number, confirm the delivery address and other information, then click checkout, then select the payment method, check the credit card as the payment account, and enter the payment password.

This is the end of the introduction about whether Apple can only use credit card installment and whether Apple does not need credit card installment. I wonder if you have found the information you need?