1. Can I apply for e-installment without an ICBC credit card?
This is not allowed.
Because the e-installment of ICBC is handled within the credit card limit, the credit card limit of ICBC in the applicant's name is transferred to the I- debit card account in my name, and then repayment is made in installments. It is conceivable that if there is no credit card, where does the installment amount come from?
Of course, although ICBC said that you can apply for e-staging with or without ICBC credit cards, friends who don't have credit cards will be asked to apply for e-staging first, and then apply for e-staging after getting the quota. In fact, ICBC credit card is a prerequisite for e-staging.
Second, how to use ICBC credit card to do e-installment?
According to different credit cards of ICBC, the requirements for e-staging are the same:
1, ICBC e-installment credit card, and the cardholder needs to register with the bank and mobile banking before signing the e-installment loan. Online banking and mobile banking will be automatically bound online when the loan is signed, and an automatic repayment agreement will be signed after the loan is released, and the bank will automatically deduct the money.
2. In addition to Easy Credit Card and other agreed credit card products, ICBC's credit card also needs a local credit card with normal card status and a credit limit of more than 654.38+100000. If the credit line is lower than the pre-approval line of the system, you can apply for e-installment after increasing the credit card line through online banking, mobile banking, 95588, e-life and other channels.
The above is "can I do e-installment without ICBC credit card?" I hope it will help everyone. If you have any questions about e-staging, you can call the local ICBC branch to consult customer service.