1. I want to buy a Haval H2S. What procedures are required for installment payment?

I haven’t mentioned H2S for a long time, so I can give you a few tips as a reference.

I am 26 this year. After graduation, I worked hard and earned a lot of money. Spend less and spend more! Currently, I am a publicity dog ??for a certain unit. My monthly salary is not much (I am also very desperate), but I am also a person who loves cars. In addition, my family has a large population and complex terrain, so buying a car is our family's choice. I just needed it. After a month of careful selection, in the end because I liked the car model very much and the salesman’s attitude was very good, I picked up my little white car at the nearby Wuchang Junma Haval. From then on, we completed the modernization of our home. . (Oh yeah!)

Washing up, wait for me in the room...

It will be healthier to wash up again.

What formal formalities are needed to prove: My consultant at that time was quite careful, and I had a down payment of 20%, 30%, and 50% in installments. Loans were divided into 20 and 30 years.

The policy at that time was: interest-free for one year and low interest for two to three years. The time is different and the policies should be different.

For a 50% loan, you only need an ID card and nothing else. For a loan of 30% or 20%, there are more procedures.

(1) Identity cards are required (if you are married, you need the identity cards of both husband and wife as co-payers. Mine is with My wife’s photo is not included here)

(2) Household register

(3) Driver’s license

(4) Issued by the company or unit Proof of income and residence permit are acceptable (must have an official seal)

(5) Then print out the turnover of the last six months! I have a card from Industrial and Commercial Bank of China. I could just say it and it would be issued in ten minutes! So I don’t know about other banks!

These are not necessarily required, but it is better to have them than not. It seems that today’s credit cards can also be used to pay for car loans. If you are sure to get a loan to buy a car, it is best to go to the store and talk to a reliable consultant, because everyone's specific situation is different.

The above is the author’s own experience in purchasing Haval H2S. This article is purely hand-written. I hope it will be of some use to you!

2. What are the requirements for installment payment of the Great Wall Haval H5 car?

The down payment is 20%-50%. Generally, banks require 40%-50%. Some car dealers can find 20% or even lower by finding some financing companies. It is generally repaid in 2-5 years. The monthly repayment depends on how much you borrow. You can use real estate as security. First, you need to know whether the beneficiary of the installment payment for the car is a bank or financial institution. The threshold for car loans is relatively high. Many financial companies, especially financial companies from the same family, have begun to handle convenient loan procedures for customers. (For example, the financial company of Shanghai General Motors has GM requirements: generally those with normal salary income, it is best to have provident fund, real estate (with Property rights) or married When written documents of loan repayment ability are