1. Basic information of the applicant Reason: For example, 18 years of age, the occupation is prohibited for bank credit cards, the information provided is not detailed, and the salary payment address is not detailed;
2. Reasons for the applicant's credit information: if the applicant has repeated applications, unstable work, poor credit record, poor contact with the applicant, etc.
3. Other reasons: such as the contact person is unaware or unwilling to be a contact person, the applicant's health reasons, and the contact person does not meet the requirements.
Hello, as long as you are a regular employee, have a stable income and can provide proof of work income and other economic sources, you can apply for a credit card according to the formal channels of Ping An Bank. You can apply online, fill in a credit card application form, and prepare application materials:
1. Identity certificate: generally, it is an ID card (two copies are required), and soldiers need to provide a copy of their military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;
3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level.
Of course, as far as I know, some banks have more convenient channels for employees to apply for cards. If Ping An Bank has such a service, you can also find out that it should be easier to apply for a card directly as an internal employee.