1. The bank applying for a credit card (debit card) will check the personal credit report. The more credit cards you apply for, the more credit records you have, and the more credit records you have.
2. Let the bank feel that you are suspected of maliciously handling cards, and it is difficult for credit cards (debit cards) to approve cards;
3. Credit card (debit card) has a low card approval amount and a high debt ratio, so it is difficult to apply for a high credit card (credit card);
4. Credit card (debit card) batch card is not conducive to management, and it is easy to cause overdue.
It is recommended that you do not blindly apply for credit cards (debit cards). The number of credit cards (credit cards) applied for is small, but it can meet personal consumption needs.