It will not affect credit card repayments, but it will cause trouble in life and work.

Credit card repayment methods:

At present, the common domestic credit card repayment methods mainly include the following categories (according to the cost):

1. Repay within the card issuing bank

The repayment methods mainly include: card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

2. Convenience store repayment

Convenience store repayment is mainly completed through the "Lakala" smart payment terminal installed in the convenience store. It usually takes 2 to 3 working days to arrive in the account, and there is no handling fee for repayment using this method.

3. Online repayment

At present, the more common online repayment methods in China include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

4. Inter-bank transfers/remittances and repayments

Inter-bank transfers/remittances and repayments are mainly divided into two methods: inter-bank transfers in the same city and inter-bank transfers in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

5. Over-the-counter repayment

Over-the-counter payment refers to the bank cards issued by various networked financial institutions. Through the counters of other bank branches registered in the UnionPay Exchange Center host system, Conduct RMB current deposit and withdrawal transactions.

6. Xinpaytong repayment

The "Xinpaytong" smart card swiping phone was independently developed by China UnionPay, certified by the Bank Card Testing Center, and approved by the China UnionPay inter-bank information exchange network Providing innovative electronic products supported by financial services.

7. Credit Card Repayment Pass

Use the "Repayment Pass" to make repayments. The fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank transfers stipulated by the local People's Bank of China.

8. Other repayment methods

In addition to these repayment methods, card issuers have also opened their own unique repayment methods to facilitate cardholders' repayment.

Repayment process

Repayment from the card-issuing bank:

1. Log in to the ATM repayment homepage of the account opening bank and click on credit card repayment;

2. Fill in the credit card repayment information: follow the prompts, select the credit card issuing bank, enter the credit card number, cardholder name, monthly repayment date, repayment amount and contact information and confirm;

4 ,?Complete the payment in the online banking of the transferred debit card: follow the prompts and use other bank's debit card to complete the payment through online banking;

5. The repayment is completed, the transaction is inquired, and the receipt is printed.

Online repayment process:

How to repay a credit card with Alipay

1. Open the Alipay website, enter your account number and password, and log in. If you forget your Alipay account, you can select the red marked area in the upper right corner to log in with your Taobao account.

2. After entering the Alipay homepage, select Application Center in the navigation bar. The web page jumps to the left navigation area and select credit card repayment.

If yours is different from mine, click the screw button. When the form in Figure 2 pops up, find the credit card repayment and click the plus sign. It will be added to my application. Click Finish to save.

3. After entering credit repayment, click on the red marked area Credit Card Management.

4. After the jump, choose to add a credit card.

5. Add credit card information. Alipay currently supports 36 credit card issuing banks.

The card issuing bank, card number, and cardholder name must be the same as the information reserved by the bank.

6. After completing the above information, directly click on the credit card repayment on the right.

After jumping to the page, enter the repayment amount and submit the repayment application. It usually arrives on the same day.

Note: Alipay balance is intelligently less than or equal to your repayment amount. If the first-generation ID card expires and is replaced by a second-generation ID card, you can directly take the first-generation ID card to the police station to take a photo and then apply for a second-generation ID card. If the second-generation ID card has expired and is being replaced, take the second-generation ID card to the police station to collect it and take a new photo before you can apply for a new one. ?

Dress requirements: Wear dark clothes, preferably black, women’s hair should not have bangs, men’s hair should not be too long (beyond the ears), no necklaces, earrings, glasses, etc.