According to the regulations, the bank card of rural credit cooperatives has an annual fee, but it has not been charged yet. Take our rural credit cooperatives as an example. There is no annual fee or small account management fee for bank cards. But SMS reminder service needs to pay 3 yuan every month.

How to inquire about the bank card balance of rural credit cooperatives;

1.ATM self-service query: ATM self-service query is a basic query method with a wide audience. The holder of the bank card carries the bank card to any ATM, inserts the bank card into the scanning position, inputs the password, and operates according to the system prompts to inquire the balance.

2. Telephone inquiry: Telephone inquiry is a relatively simple inquiry method, which is suitable for cardholders who can't read or use ATM skillfully. The cardholder only needs to call the customer service number of the bank card of the rural credit cooperative (usually the customer service number is on the back of the bank card) and follow the specific voice prompts to check the balance of the bank card.

3. Counter inquiry: Cardholders can bring their ID cards and bank cards, and consult relevant staff during working hours of rural credit cooperatives to inquire about the balance.

4. Mobile phone WeChat query: This query method is mostly used by young people. The cardholder searches the official WeChat account of the local rural credit cooperative and pays attention to it. He can check the balance by binding the bank card account number according to the specific instructions. (In some areas, rural credit cooperatives may not have the official WeChat account service) (Apple 12, ios 14, WeChat version 6. 1. 10)

How to report the loss of bank cards in rural credit cooperatives;

1. Oral loss reporting: If the customer cannot report the loss to the original bank in time for various reasons, he can report the loss orally by telephone or other means. However, customers need to go to the bank to go through the relevant procedures within the prescribed time limit.

2. Officially report the loss: once the customer finds that the savings card is lost, he should immediately bring his identity certificate to the bank to apply for reporting the loss and fill out the application form for reporting the loss.