how do I lock my credit card?

you can lock your credit card.

Ways to lock the bank card:

1. You can call the bank to report the loss orally;

2. Show your ID card directly at the bank to report the loss.

after locking the bank card, this card can only be repaid, and it can't be used for consumption or cash withdrawal.

the earliest credit cards appeared at the end of 19th century. In the 198s, the British clothing industry developed the so-called credit card, and the tourism and business sectors also followed this trend. However, at that time, the card could only be used for short-term commercial credit, and the money still had to be paid as needed, and there was no long-term default and no credit line.

Credit cards are generally special plastic cards with a length of 85.6mm, a width of 53.98mm and a thickness of 1mm. The name of the card issuer, expiration date, number, cardholder's name and other contents are printed on the front, and there are chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.

It is said that one day in 195s, Frank McNamara, an American businessman, entertained guests at a restaurant in new york. After eating, he found that he had forgotten his wallet with him and had to call his wife to bring cash to the restaurant to settle the bill, so he was deeply embarrassed. So McNamara came up with the idea of establishing a credit card company.

In the spring of p>195, McNamara and his good friend Schneider jointly invested 1, US dollars to establish DinersClub in new york, the predecessor of Diners Credit Card Company. Diners' Club provides members with a card that can prove their identity and ability to pay. With the card, members can charge to the designated 27 restaurants without paying cash. This is the earliest credit card. This kind of credit card that does not need to be handled by a bank belongs to commercial credit card.

In p>1952, Franklin National Bank of California, as a financial institution, first issued a bank credit card, becoming the first bank to issue a credit card.

in p>1959, American bank of America issued the American bank card in California. Since then, many banks have joined the ranks of card-issuing banks. In the 196s, bank credit cards were quickly welcomed by all walks of life and developed rapidly. Credit cards became popular not only in the United States, but also in Britain, Japan, Canada and European countries. Since 197s, Hongkong, Taiwan Province, Singaporeans and Malaysians have also started to handle credit card business.

in the 196s, credit cards sprouted and developed rapidly in developed countries in Europe and America, such as the United States, Canada and Britain. After more than 5 years of development, credit cards have been widely accepted in more than 95% countries around the world. In 198s, with the reform and opening up and the development of market economy, credit cards, as electronic and modern consumer financial payment tools, began to enter China, and in the past ten years, they have developed by leaps and bounds.

after the financial crisis and the ups and downs of the domestic economy, China's credit card market picked up in 216. By the end of 216, the total number of domestic credit cards had exceeded 59 million. In 216, the national credit card consumption transaction amount reached 741.81 trillion, an increase of 1.75%, and the proportion of credit card consumption in the total retail sales of social consumer goods continued to increase.

According to the Analysis Report of China Credit Card Industry in-depth Investigation and Investment Strategic Planning in 213-217, since 21, in order to curb the excessive rise of asset prices and control inflation, the China government has implemented a prudent monetary policy and adopted a series of moderate austerity measures, which shows that macro-prudence and strengthening capital supervision have become the core of banking supervision in China, and various tightening money supply operations and capital restraint policies have had a profound impact on the liquidity level, credit supply rhythm and structure of China commercial banks.

The analysis shows that the evolution of the industry structure has further optimized and diversified the product mix, and also strengthened the research and development of new industry standards and mobile payment; Deepening credit penetration; Staging business is developing in depth.

in February p>212, the bank confirmed that credit cards are safer without passwords, and if they are stolen, they will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 2-5 days). Credit card consumption enjoys an interest-free period, and the bill amount will be paid off before the due repayment date, and no expenses will be incurred. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the day of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.

China's credit card market is still one of the fastest growing product lines in China's personal financial services market. Although the economic benefits of the industry are full of challenges, the average annual growth rate of credit card issuance in China will remain at around 14% in the next 1 years, and the profitability will also tend to improve. It is estimated that the cumulative number of credit cards issued in China will exceed 8 million by 22.

how to lock the card of Shanghai Pudong Development Bank Credit Card

1. Cardholders can report the loss of their bank cards through mobile banking and online banking of Shanghai Pudong Development Bank and freeze their bank card accounts.

2. intentionally enter the wrong password three times in a row on the ATIM machine, and freeze the Pudong Development Bank account (the credit card needs to be entered five times in a row).

3. Call Shanghai Pudong Development Bank, access the manual customer service according to the voice prompt, and handle the bank card loss reporting business according to the instructions of the manual customer service.

4. Cardholders bring their bank cards and ID cards to the business outlets of Shanghai Pudong Development Bank to report the loss of their bank cards.

5. The cardholder can also actively trigger the risk control of Shanghai Pudong Development Bank to freeze the bank card account.

How to lock the credit card of China Everbright Bank

The steps of locking the credit card of China Everbright Bank are as follows:

1. Open the software, enter the settings and click the Security Center.

2. Click one key to lock or unlock the card.

3. Click to open the one-button card locking function of the debit card.

This is the end of the introduction about how to lock the credit card and how to lock the credit card. Did you find the information you need?