1. Bai Hu is the first time to apply for a credit card, that is, he has never applied for a credit card or loan, so his personal credit situation is blank, so he is called "Bai Hu".

2. Why is it difficult for white families to apply for credit cards?

3. It is difficult for a white household to apply for a credit card, because the personal credit of a white household is "blank", and the bank's approval of the card depends on the applicant's credit situation, so the bank can't know what your previous credit situation is, so it is not easy to apply for a card.

4. How do white families apply for credit cards?

5. First, handle the secondary card.

6. If you are a student party and want to apply for a credit card, you can choose to apply for a supplementary card.

7. Second, apply for a credit card online.

8. White households who want to apply for a credit card can choose to apply for a credit card online, because the threshold for applying for a credit card online is lower than that for handling a card at the bank counter. However, the amount of online credit card application is generally lower than that of bank counters.

9. Third, prepare sufficient proof of assets and financial resources.

10. When approving the card, the bank not only values the applicant's personal credit, but also attaches great importance to his assets and financial resources. So if you have the conditions, you can prepare as many relevant assets and financial information as possible to prove your economic ability.