Bank statements can be used as materials to apply for an Agricultural Bank of China credit card, but other information is required to apply for a credit card:

1. Identity document is essential, usually a Chinese resident ID card (second generation A copy of your ID card is required), and others include military ID, passport, etc.

2. Documents proving the ability to repay the credit card, including income certification documents, salary card records for the last three consecutive months, or salary passbooks. The passbook must include a homepage, account number and name that can be clearly identified. .

3. Some banks require applicants to provide a stable place of residence, and the corresponding proof is a social security card, or any bill for water, electricity, fixed phone bills, etc. in the last month, which must be the applicant's own. in his name.

4. If the applicant can provide proof of assets in his or her name, such as real estate certificate, driving license, academic certificate, professional occupation certificate, etc., it will help to issue the card and increase the limit.

Required conditions for credit card applicants:

1. The applicant’s age should be between 18 and 60 years old.

2. Applicants need to have the ability to repay interest.

3. There must be no bad records in the applicant’s credit report.

Extended information:

The benefits of applying for an Agricultural Bank of China credit card:

1. By using a credit card, we can overdraft consumption without depositing money and buy what we urgently need at the moment. thing. Of course, you have to borrow money based on your own financial situation and repayment ability. The interest calculation is different for each credit card. Using this consumption method can make the funds turn over quickly, save time and cost to the maximum extent, achieve asset appreciation, and make it easier to arrange your own. Production and operation funds, allocation of family property.

2. During the consumption process, it is more convenient and safer to use a credit card to make purchases. Some merchants that cooperate with fixed credit cards also provide gifts and discounts. After consumption, points are accumulated, and the points can be used to participate in draws. Activity.

3. Credit cards can also be used to withdraw cash to meet the financial needs of various purposes. Different credit cards have different cash withdrawal limits, and there are options for overdraft and full payment. Of course, the credit limit also varies depending on the guarantee provided by the person handling it, and based on the credit status, the credit card limit that each person can reach is different.

4. Using a credit card and being trustworthy can add a record of integrity to your credit file. This record of integrity is useful in many ways. Most credit cards provide agency payment services, including utility bills, etc. Don't bother to pay the bills separately. You only need to deposit the money or repay when you have a credit overdraft to pay the bill.

5. Credit cards are not only accessible nationwide, but also come in dual-currency format, which is more convenient when traveling overseas. When the time comes, you can choose to repay in RMB, which is convenient and hassle-free. Or open an additional card for a relative, with the same usage limit, and you can set the additional card limit, number of payments, etc. for easy control.

Baidu Encyclopedia-Agricultural Bank of China Credit Card