Car credit card refers to a bank credit card with the main function of car purchase. It can be used as an ordinary credit card or in a car dealer's shop. Car credit card is different from ordinary credit card, and it has its own characteristics and advantages, so that consumers can enjoy more discounts when buying a car.
First, the maximum consumption limit
Automobile credit cards have the maximum consumption limit, and the maximum consumption limit of automobile credit cards in some banks can reach millions of yuan, which fully meets the needs of customers to buy vehicles and allows customers to enjoy more preferential treatment.
Second, it has a high mortgage rate
The mortgage rate of auto credit cards is generally higher than that of ordinary credit cards, and some auto credit cards can reach more than 9%, which can provide customers with more car purchase funds and make customers feel more at ease.
Third, there are convenient repayment methods
The repayment methods of automobile credit cards are very convenient, from online banking to automatic repayment, etc., allowing customers to freely repay without worrying about repayment problems, which greatly reduces customers' worries.
IV. Providing a wealth of insurance services
Auto credit cards also provide a wealth of insurance services, which can make customers spend less money when buying a car, so that customers can buy a car with more peace of mind, which is also a major advantage of auto credit cards.
5. Have higher points discount
Car credit cards have higher points discount, which can help customers get more discounts and concessions, so that customers can enjoy more discounts and save more expenses.
generally speaking, automobile credit card has obvious advantages in providing maximum consumption, high mortgage rate, convenient repayment method, rich insurance services and high points discount, which can make consumers enjoy more discounts when buying a car. It is a good consumption mode.