After handling the installment business, you only need to repay the amount in full based on the amount due on the bill before the final repayment date. There is also no interest charge and you can enjoy the interest-free period. There will be handling fees for installment business, such as bill installments and consumption installments. The handling fees will be slightly different depending on the type and number of installments. China Construction Bank has a Shanrong Mall, which has many types of products. If you need to, you can log on to the official website of China Construction Bank to have a look. These products are free of interest and handling fees, which is relatively cost-effective.