In 2009, the two decided to return to Chongqing. They withdrew all the money from Cary, only to overdraw 200 yuan. Back in Chongqing, they changed their mobile phone numbers. I don't think the bank can inform them because the mobile phone number has changed. Until July, 2020, Ms. Tang's husband handled the debit card of this bank in Chongqing, and was told that she owed 32,000 yuan, instead of 32,000 yuan in 200 yuan. If you put your money in the bank, you won't survive for ten years to 1000 yuan, but if you overdraw 200 yuan, it will be more than 1000 times.
0 1. The lawyer suggested that the lawyer check the amount first to see if there is any calculation error in the bank. Or go to court and ask the bank to reduce this fee. From 200 yuan to more than 30,000, more than usury.
02. What should I pay attention to when I apply for a card? You must pay attention to debit card or credit card. If you apply for a credit card, you must pay attention to the bill of the credit card and the related expenses of the credit card. There are many ways to find out whether you have overdue loans or credit cards. For example, you can find out by checking the letter symbols.
03. Does Ms. Tang need to pay back the money? If we say that in this process, the bank does have the obligation to notify, but Ms. Tang and her husband changed their mobile phone numbers, which led to the notice not reaching me, which led to the overdue of this 200 yuan for more than ten years and became more than 30,000 today. In this case, Ms. Tang does have to pay compensation.
However, if Ms. Tang didn't get the notice of 200 yuan's overdraft when she withdrew the money, then the bank was at fault, so Ms. Tang didn't need to pay back 30,000 yuan, just 200 yuan.