Yes, if you buy things on Taobao, Bank of Communications can pay in installments.

After purchasing the item, you can call the bank to apply for installment of the transaction, or you can apply for installment of the bill, which is very convenient. The bank is also happy for the customer to pay the installment fee, which is the profit point of the bank.

If the credit limit of the card is 3,000, you can swipe the card up to 3,000. Of course it’s no problem to buy a 1600 mobile phone. Regarding installment payments, Bank of Communications credit cards support bill installments, which means installments are based on the billing amount, regardless of where the consumption is made. Just call the bank between 2 days after the card transaction and 3 days before the final repayment date. This is the regulation of Bank of Communications. If 1,600 yuan is repaid in 12 installments, the handling fee is 0.72

. The total amount that needs to be returned to the bank including handling fees is 1,738.24 yuan, and each issue is 144.85 yuan.