ICBC Yida Credit Card is a credit card product issued by the Industrial and Commercial Bank of China that is oriented to the public, linked to merchants, and can be used directly for consumption. It is the first dedicated consumer installment credit card in China. Customers can directly use Yida credit cards to make purchases and pay in installments at ICBC designated merchants without going to the bank to go through the approval procedures.

The ICBC Yida Credit Card limit depends on the effective income and asset security value provided by the individual during the application process. The credit limit of Yidai Credit Card has a positive correlation with the applicant's income and guaranteed assets, that is, the higher the income and guaranteed assets, the higher the credit limit obtained. Therefore, applicants must provide proof of income and statements of asset security. Asset guarantees include fixed assets such as real estate and cars, as well as current assets such as savings and bonds. It's probably 40-50 of your annual income, with a maximum of no more than 200,000.

For ICBC’s Mudan Yida Credit Card, as long as the customer has a payroll agency business with ICBC and has a good credit status, he or she can apply for the Mudan Yida Credit Card through ICBC’s city-wide business outlets and ICBC’s portal website. Credit card loan. You cannot purchase installments in shopping malls, you can only apply for installments by swiping your card at ICBC's special merchants.