hello! China Merchants Bank has a three-day grace period for credit card repayment. If you repay within three days after the final repayment date, your personal credit will not be affected. If there is still no repayment within the grace period, it will be overdue for more than one day.

firstly, bad credit records will be generated after the deadline, which will affect your personal credit and future credit business, such as loans; Secondly, overdue repayment will generate interest and late fees.

if you still have questions, I suggest you solve the credit card problem anytime and anywhere through the credit card intelligent service platform. Click here to view the details > > /Common/Default.aspx? pageid=zxkf1