Current location - Trademark Inquiry Complete Network - Overdue credit card - The credit card limit is 6,, which is overdue for three months. Today, the minimum repayment amount is 1,, and there are still 2, that have not arrived. Will you be prosecuted?
The credit card limit is 6,, which is overdue for three months. Today, the minimum repayment amount is 1,, and there are still 2, that have not arrived. Will you be prosecuted?
conclusion:

according to the information provided, if only a part of the minimum repayment has been paid and some of it has not yet arrived, there is no guarantee that it will not be prosecuted.

detailed description:

1. The credit card limit is 6,, which is overdue for three months, which has already involved a long overdue time. A long overdue period may lead banks to take more severe measures, including prosecution.

2. Although a part of the minimum repayment has been paid, there are still 2, unpaid accounts, which may be regarded as overdue repayment by the bank. The bank may think that the repayment is delayed and take further legal action.

3. To sum up, three months overdue and only partial minimum repayment, as well as outstanding debts, increase the risk of being sued.

conclusion:

according to the current repayment situation, continuing to be overdue for three months and paying only part of the minimum repayment will increase the possibility of being sued. It is suggested to contact the bank as soon as possible to solve the outstanding debts and try to pay off all overdue amounts to avoid possible legal consequences.

Extended information:

Overdue credit card repayment may cause damage to credit records, and banks may take a series of debt collection measures, including collecting calls and letters, entrusting third-party institutions, and legal proceedings. The specific operation may vary from region to region, so it is recommended to communicate with the bank in time to understand the relevant laws and procedures.

supplementary information:

if the overdue information provided is more serious, such as more than three months, or the amount owed is larger, the bank may be more inclined to take legal action. In addition, factors such as personal credit record and historical relationship with banks may also affect the decision-making and behavior of banks. In order to avoid being sued, it is suggested that the repayment person consult the bank as soon as possible and negotiate with the bank to solve the problem of overdue repayment.