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Can I still use my credit card after it is overdue?

After paying off your credit card overdue, you can still use it.

First of all, after the credit card is paid off overdue, the bank will generally resume the normal use of the credit card. You can continue to use your credit card for consumption and payment, and enjoy various convenient services of your credit card.

Secondly, after overdue repayment, the repayment record of your credit card account will become normal, which will have a positive impact on your credit history. In the credit reporting system, paying off overdue credit cards in a timely manner can improve your personal credit status and improve your credit rating, which in turn can help you obtain higher-limit credit cards, loans and other financial products.

In addition, after paying off your credit card overdue, you also need to pay attention to maintaining good repayment habits to avoid being overdue again. Paying credit card bills timely and accurately can maintain the stability of your credit history and enable you to continue to enjoy the use of credit cards and credit services.

To sum up, you can still continue to use your credit card after paying it off overdue. At the same time, handling overdue repayments will have a positive impact on your credit status, but you also need to maintain good repayment habits.

Extended information:

Overdue repayment refers to failure to repay in accordance with the time and amount agreed on the credit card, exceeding the repayment period given in the credit card bill. Late repayment may cause losses to the bank and may also have a negative impact on personal credit history and credit rating. Therefore, it is very important to make timely repayments to avoid the negative impact of overdue payments on your credit status. If overdue repayment occurs, you should contact the bank as soon as possible and handle the repayment in accordance with the bank's requirements.

The above is the answer to whether the credit card can continue to be used after it is paid off overdue. Hope this helps!