loans are available. There are housing loans, business loans, consumer loans, online fast loans and so on. Can be selected according to personal needs.

1. loan application conditions:

1. to have a fixed income, it depends on the salary details;

2. At least 18-65 years old;

3. If the loan is used for business or car purchase, there must be a guarantor and mortgage;

4. Good credit information.

2. Loan application materials:

1. Lender's ID card;

2. The lender's credit information in the past six months is good;

3. The bank card under the lender's name has been flowing for nearly half a year without interruption;

4. proof of the lender's residence permit (rental contract, real estate license, water, electricity and gas invoices for the last three months);

5. Income certificate issued by the lender's work unit;

6. Social security, insurance policy and provident fund can also be lent monthly.

Extended information:

Lending principles

The "three principles" refer to safety, liquidity and efficiency, which are the fundamental principles of commercial banks' loan operation. Article 4 of the Law of the People's Republic of China on Commercial Banks stipulates: "Commercial banks shall operate independently, bear their own risks, be responsible for their own profits and losses and be self-disciplined, taking safety, liquidity and efficiency as their operating principles."

1. Loan security is the primary problem faced by commercial banks;

2. Liquidity refers to the ability to recover loans within a predetermined period or realize them quickly without loss, so as to meet the needs of customers to withdraw deposits at any time;

Reference: China Everbright Bank-First-hand Housing Loan