The difference between automatic repayment and active repayment is that automatic repayment means that the system actively deducts money from the repayment bank card, while active repayment means that you actively repay the money to the collection account of the credit card. But in essence, automatic repayment and active repayment belong to normal repayment. As long as the repayment is made on time, the effect of automatic repayment and active repayment is the same.

In addition, both automatic repayment and active repayment credit information will only record your timely repayment information, so you can also choose to take the initiative to repay after the automatic deduction fails.

I hope I can help you.