Can I transfer money to Alipay with a credit card?

Alipay has already made relevant commitments about credit card transfers. Alipay stipulates that credit cards can only withdraw cash and spend money, and cannot transfer money to Alipay. The transfer we usually refer to is actually the cash withdrawal function of the credit card. At present, Alipay only supports balance, debit card express, debit card online banking, and Yu'e Bao transfers, and does not have corresponding regulations for credit cards.

For more information about whether a credit card can be used to transfer money to Alipay, go to: View more content

Can a credit card be used to transfer money to Alipay?

Alipay users cannot make transfers using credit cards. However, after the credit card is bound to Alipay, users can make purchases, provided that merchants have opened credit collection. When using Alipay for transfers, Users can only use balance, Yu'E Bao and bank cards. However, Alipay users can repay funds to their credit card bills through Alipay's "credit card repayment" function.

Steps for Alipay to repay a credit card:

1. Log in to Alipay on your mobile phone and click "Credit Card Repayment"

2. Select the bank where the user needs to repay Credit card

3. Enter the "repayment amount" of the credit card, confirm it is correct and click "Confirm Repayment"

Extended information:

Steps to apply for a credit card:

1. Users should bring their personal identification documents to the bank to fill in the credit card application information to ensure that the personal information is true and reliable

2. While applying at the bank, users must provide proof of personal financial resources. As well as proof of housing and private cars, so that your credit limit will be larger

3. After the application materials are approved by the bank, they will then be applied by the bank's head office and the central bank will check the personal credit record

< p>4. If the review is passed, the user can receive the credit card sent information on the mobile phone

Can the credit card be bound to Alipay and transfer money

The credit card bound to Alipay cannot be transferred

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1. Credit cards do not support Alipay recharge and transfer.

When transferring or recharging, when selecting the payment method, the page will directly remind you that the credit card does not support the current transaction, as shown below:

2. After the credit card is bound to Alipay, it can When making payments on Taobao, Tmall, etc., the process is as follows:

1) Select the transaction that requires payment - Payment - Select the bound bank card to pay

If the The card is used for payment for the first time, click on bank card

2) Enter the bank, click Next

3) Select Quick Payment, click Next

4) Enter Bank card information, click to agree to the agreement and pay

Can Alipay use credit card to transfer funds

Credit cards cannot transfer funds to other banks. Alipay bound to a credit card cannot be used for transfer payments, it can only be used for shopping.

According to relevant regulations, in order to combat the online cashing out of credit cards, the channel for using credit cards to recharge Alipay has been closed since February 2012. Alipay stated that online credit card consumption also includes quick payment, online banking, etc., so it will not Too much influence.

Alipay transfer needs to select the available balance, such as Alipay balance, bank card bound to quick payment (need to have balance), online banking payment (need to have balance), you can also recharge Alipay balance first and then transfer.

The process of transferring money to Alipay account through mobile Alipay:

1. Log in to Alipay on mobile phone and click on transfer;

2. The transfer page displays the latest transfer information of the account Transaction object, click on the avatar to transfer money directly to the object, or click to transfer to Alipay account and fill in the payee account;

3. Fill in the payee account and click Next;

4. Fill in the transfer amount, select the payment method, and click to confirm the transfer;

5. Enter the payment password, click Pay, and complete the transfer;

6. After the transfer is successful, the result page is displayed. Click the Done button on the results page and jump to the conversation page after clicking it.

Extended information

Charging standards for transfers to bank cards

In order to continue to improve Alipay’s service capabilities and provide you with more high-quality services, in October 2016 Starting from the 12th, the charging rules for transfers to cards (including personal and other people’s cards) are as follows:

1. Multiple Alipay real-name accounts under the same ID card can enjoy a basic free limit of 20,000 yuan for life (including transfers) To withdraw cash from your bank card or account balance), after the limit is exceeded, a service fee of 0.1% will be charged on the excess amount, with a minimum of 0.1 yuan/transaction.

2. There is currently no basic free limit for non-real-name accounts. A service fee of 0.1% of the amount transferred to the card will be charged, with a minimum of 0.1 yuan/transaction. In order to provide you with better services, it is recommended that you complete the real-name authentication as soon as possible.

Warm reminder:

1. After your basic free quota is used up, real-name users can use Ant Points to redeem free quota on mobile Alipay.

2. There is no charge for transferring funds to your Alipay account via mobile phone, repaying your own credit card, and transferring money from the Yu'E Bao page to a bank card.

3. Starting from October 12th, Yu’E Bao payment will not be supported when transferring funds to the card on the computer. However, Yu’E Bao payment will be charged when transferring money to the card on the mobile phone.