1. Is there a fixed telephone in this city (having a fixed telephone in this city means that the residence is stable, which will increase the credit evaluation score of the bank for you);
2. Whether or not to get married (the score of married is higher than that of unmarried);
3. Whether it is a local account (the score of local account is higher than that of foreign account);
4. Whether there is a house (having a house is higher than not having a house, and living by yourself is higher than living with parents);
5. Education (the higher the education, the higher the score);
6. The nature of the work unit (the more stable the work unit, the higher the popularity and the higher the score. For example, institutions, large state-owned enterprises, and Fortune 500 companies all scored relatively high);
7. Job Description (The higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees).
As for those people in the market, they are all related to banks. They are true or false, and the cost is still very high. It depends on whether you can accept this price.