1. Annual fee of Guangfa standard credit card: annual fee of gold card and dual-currency card, annual fee of 260 yuan Puka UnionPay card, annual fee of 40 yuan Gold card and UnionPay card, annual fee of 80 yuan Puka dual-currency card, and annual fee of 90 yuan. /Annual fee for main card of fish card in 480 yuan, and annual fee for main card of fish platinum card 180 yuan.
2. Annual fee-free policy: Guangfa Standard Credit Card is free of annual fee in the first year, and after swiping the card for 6 times, it is free of annual fee in the next year. /Guangfa Youyu Platinum Card will be issued three times (inclusive) within 90 days, and the annual fee for the first year will be exempted for each swipe of 88 yuan or above, and the annual fee for the next year will be exempted for swiping of 12 or above. Guangfa Fish Gold Card is exempt from the annual fee in the first year, and the annual fee in the following year is exempted if you swipe your card for 6 times or more.
3. Card replacement fee of Guangfa Standard Credit Card: 15 yuan. /Hairtail IC card: 20 yuan/card, Platinum card is free. The above is the difference between Guangfa standard credit card and fish card.