I can't. Agricultural fast loan is a credit software, and users can apply for loans on this platform. In the second year of fast loan of rural commercial bank, the credit card is overdue and cannot be used. If the credit card is overdue, it will lead to the risk control of the bank, which will make it impossible to use it. When handling loans, you must meet the requirements of the platform. If you don't meet the requirements of users, you can't apply for a loan.