The handling fee is related to the amount of the bill. Credit card installment of China Merchants Bank can be divided into bill installment and cash installment. The number of bill installments is 3, 6 and 12, and the corresponding handling fees are 0.9%, 0.75% and 0.66% respectively. The number of cash installments is 3, 6 and 12, and the corresponding handling fee rates are 0.95%, 0.80% and 0.75% respectively.

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1. The credit card installment of China Merchants Bank can be divided into bill installment and cash installment. Bill installment means that on the repayment date, the cardholder can't pay off all the debts in one lump sum. In order to alleviate the repayment pressure, he applies for bill installment and repays the installment amount in the bill. Cash installment is similar to, after the agreed amount and number of installments, the bank will directly deduct the money you specify, and you can withdraw it freely.

2. Both bill installment and cash installment will generate a certain handling fee, and the handling fee rate of bill installment is slightly lower than that of cash installment. The number of installments of China Merchants Bank's bill is 2, 3, 6, 10, 12, 18 and 24, and the corresponding handling fees are 1.0%, 0.9%, 0.75%, 0.66% and 0.68 respectively. The number of cash installments of China Merchants Bank is 3, 6, 10, 12, 18 and 24, and the corresponding handling fee rates of each installment are 0.95%, 0.80%, 0.75%, 0.75% and 0.75% respectively.

3. How to apply for installment repayment of China Merchants Credit Card is the repayment method that cardholders choose when they can't pay off all the debts in a short time. There are four ways to apply for credit card of China Merchants Bank by stages: online banking application, telephone application, SMS application and WeChat application. Online banking application: enter the credit card center of China Merchants Bank, log in to personal online banking, click installment financing-bill installment, enter the installment amount, and select the installment number. Telephone application: Call the credit card service hotline of China Merchants Bank, verify your identity, select the credit card limit according to the voice prompt, and then determine the installment amount and times according to your own needs. Telephone application: Call the credit card service hotline of China Merchants Bank, verify your identity, select the credit card limit according to the voice prompt, and then determine the installment amount and times according to your own needs.

How much is the credit card installment fee of China Merchants Bank ~ ~

The installment fee of China Merchants Credit Card is based on the evaluation results, as follows:

The bank will provide cardholders with personalized choices such as 2, 3, 6, 10, 12, 18, 24 and 36;

The single installment fee rate is 0%~ 1.67%, and the actual installment fee and the number of applicable installments are subject to the real-time evaluation results of China Merchants Bank Credit Card Center.

Extended data:

China Merchants Bank cannot handle bill installment:

1, cash advance transaction, installment transaction, real estate transaction and various expenses (such as annual fee, interest, late payment fee and other credit card expenses);

2. Funds that have been applied for purchasing foreign exchange;

3. Other transactions designated by the Bank's credit card center.