The rapid ETC marketing promotion showdown between various state-owned commercial banks is still going on, but Rural Commercial Bank can hold its own in the arena and occupy a certain market share. Rural Commercial Bank offers a 15% discount on ETC Attracting many customers, it is perfect for friends who often run fast. Today I will talk about the steps for Rural Commercial Bank to apply for ETC.
Can the Rural Commercial Bank apply for etc?
Yes. Rural Commercial Bank customers who have applied since January 1, 2017 can also enjoy a 15% discount on Rural Commercial Bank etc. Vehicles that have not secured ETC in 2020 may not be able to enjoy the national holiday driving discount/free policy. Therefore, users who apply for Rural Commercial Bank ETC cards now receive OBU equipment worth 200 yuan free of charge, and Rural Commercial Bank does not require a deposit or annual fee to apply for ETC, so the fees may be quite reasonable.
Analysis of the advantages and disadvantages of Rural Commercial Bank ETC. First of all, the 15% discount on Rural Commercial Bank ETC is not the lowest discount. According to the data, some financial institutions have discount rates as low as 35% off, but there are also discounts that reach the top. . In addition, the National Development and Reform Commission and the Ministry of Transport require that membership card-based ETCs will be discontinued and gradually replaced by bank credit card-based ETCs. Rural commercial banks have regional restrictions, so when it comes to transfers or foreign transactions, service fees will be deducted, including installment repayment service fees that may be higher than state-owned commercial banks.
Some people are also worried about the problem of online recharging of the Rural Commercial Bank ETC card. In fact, if the Rural Commercial Bank ETC debit card is used first and then paid, the highway tolls caused will be included in your credit card bill at a special price. You only need to pay back the loan every month. Some people are also concerned about the problem of ETC card fraud. In this regard, Rural Commercial Bank ETC cards are divided into two types: membership card (blue) and charge card (yellow). It is just a purely application card that does not have a financial function, so UnionPay Quick Pass and password-free payment without visa have security risks.
The Rural Commercial Bank’s ETC processing steps
The following introduces the Beijing Rural Commercial Bank’s ETC processing steps:
Materials that must be prepared
1. Original and photocopy of ID card;
2. Proof of work unit with official company seal;
3. Proof of funds, including corporate records from financial institutions, corporate income tax payment receipts, or housing , cars, savings and project investment valuation certificates and other materials that can prove your financial level;
4. Finally, just bring your driver's license to a rural commercial bank around Beijing to apply.
The application process
1. Bring the above materials, drive the required vehicle to the Beijing Rural Commercial Bank ETC service point, successfully apply and activate the Beijing Rural Commercial Bank etc. card (Phoenix Express Bank Credit Card), and set the bank credit card payment password;
2. Handle the Phoenix Express Card ETC signing business process, fill in the relevant signing business process application form and three-party agreement, and associate The Phoenix Bank Credit Card Account of Beijing Rural Commercial Bank is used as a special debit account for payment terminals authorized by Expressway and other express companies. If it is necessary to appoint someone else to handle the matter, the client must also be given a reasonable and valid identity document.
3. Finally, install the _rfid tag. You can go to a one-stop service outlet of Beijing Rural Commercial Bank or a Sutong company branch to activate the Phoenix Express Card and install the _rfid tag.
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