1. Automatic repayment

If an automatic repayment can be set up, expired credit cards can be repaid automatically, which can not only help those who always forget the repayment date to relieve their troubles, but also improve the repayment efficiency. If you want to apply for automatic credit card repayment, you must have a debit card from the Postal Savings Bank at the same time as you apply for a credit card. After applying for automatic repayment by credit card, the bank will automatically deduct the corresponding amount from the debit card on the due date. With automatic repayment, the credit card repayment of postal savings is no longer troublesome.

2. Online bank transfer

Some people are uneasy about the bank's automatic deduction for repayment, or prefer to repay by themselves. In this case, is it necessary to ask the bank counter to handle it? The answer is no, of course. With the application of electronic equipment, the emergence of online banking has brought great convenience to people and occupied a large part of economic life. How to realize credit card repayment of postal savings through online banking? You only need to log in to debit card online banking and transfer the amount to be deducted to the credit card to be repaid. The disadvantage of this method is that except for postal savings transfer in the same city, other transfer methods have to charge a certain handling fee.

3. Electronic payment and repayment

In addition to the above credit card repayment methods, there are two other methods that have very similar effects to online bank transfer repayment. Postal savings credit card repayment is also realized through inter-account transfer, but there is no handling fee for these two methods, namely UnionPay and quick money. As electronic payment repayment, both methods need to log in to official website to operate. The online payment and repayment of UnionPay is to transfer the repayment to the credit card through the online website of UnionPay, using debit cards of several banks. Although it supports many domestic banks, it is limited to repayment with the same name; Fast money repayment is to connect two bank accounts through the bridge function of fast money account (fast money needs to be registered by email in advance), and you can transfer money to each other without handling fees.