Credit cards have advantages and disadvantages. At least it can be used in an emergency, and it is not better than borrowing money from others. But personally, I think the disadvantages outweigh the advantages. After all, the credit card interest is quite high, and it is easy to induce early consumption. I feel that the flowers and white strips are quite good, and they are ok before the repayment date every month, and there is no interest. It is recommended to try not to spend in advance, and reasonable consumption is better.

flowers

white stripes.